6451 Clair Shore Dr, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 6451 Clair Shore Dr, Apollo Beach, FL 33572

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,105 sqft · built 2002
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$239,000 (Jun 2016)
Tax Bill	$4,035 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054163-0138`

Property Details

APN / Parcel Number

Primary APN	`054163-0138`
Alternative APN	`U243119615000001001050`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,105 sqft Living Area
Gross Area	3,286 sqft
1st Floor Area	2,105 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2014
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	131 ft deep x 90 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	589 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	320 sqft
Porch	Open Porch
Porch Area	592 sqft
Patio Area	573 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0541630138
Street Address	6451 CLAIR SHORE DR
City	APOLLO BEACH
State	FL
Zip	33572-3301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LAKE ST CLAIR PHASE 1-2 LOT 105 BLOCK 1
Legal Range	19E
Legal Township	31S
Legal Section	24
Legal Subdivision	LAKE ST CLAIR PHASE 1-2
Legal Phase	1
Legal Tract	615
Legal Block	1
Legal Lot Number	105
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	2
Census Block	2001
Census Tract	14119

Owner

6451 Clair Shore Dr is owned and occupied by two individuals who bought it in June 2016.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6451 CLAIR SHORE DR, APOLLO BEACH, FL 33572-3301
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2016 · Amount on File
Deed Sale	Jun 3, 2016 · Amount on File
Prior Sale	Nov 16, 2002 · Amount on File
Deed Document Number	2016217180
Deed Book / Page	24135 / 1302
Prior Transfer Date	Apr 30, 2003
Prior Transfer Doc	0126690488
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	6451 CLAIR SHORE DR, APOLLO BEACH, FL 33572-3301
Document Number	0000044907
Instrument Date	Jan 21, 2021
Transaction Type	Mortgage
Record Updated	Feb 15, 2021
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6451 CLAIR SHORE DR APOLLO BEACH FL 335723301, APOLLO BEACH, FL 33572-3301

Mortgage

Document Number	0000044907
Date	Jan 28, 2021
Instrument	44907

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 27, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 6451 Clair Shore Dr was $4,035 with a homeowner's exemption, up 8.7% from the year before.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,965 (+2.7%)	$425,319 (-5.99%) Land $172,882 Building $252,437
2025	$4,035.00 (+8.73%) Homeowner's exemption Veteran's exemption	$232,683	$452,396 Land $181,972 Building $270,424
2024	$3,711.00 (+4.07%)
2023	$3,566.00 (-3.26%) Homeowner's exemption Veteran's exemption	$219,539 (+3%)	$384,454 (+6.59%) Land $136,522 Building $247,932
2022	$3,686.00 Homeowner's exemption Veteran's exemption	$213,145	$360,699 Land $113,797 Building $246,902

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6451 Clair Shore Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 410 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	410 in force
Nearby Flood Claims	12 (2020–2025)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6451 Clair Shore Dr is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20