6451 132nd St W, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 6451 132nd St W, Apple Valley, MN 55124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,795 sqft · built 1974
Lot Size	0.383 acres (16,682 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Dec 2018)
Tax Bill	$4,412 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-31004-04-180`

Property Details

APN / Parcel Number

Primary APN	`01-31004-04-180`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,795 sqft Living Area
Gross Area	2,235 sqft
1st Floor Area	1,795 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1989
Construction Type	Wood
Lot Area	16,682 sqft (0.383 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	6451 132ND ST W
City	SAINT PAUL
State	MN
Zip	55124-7905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREENLEAF 5TH ADDITION 18 4
Legal Subdivision	GREENLEAF 5TH ADDITION
Legal Block	4
Legal Lot Number	180
Jurisdiction	DAKOTA MN
Township / Civil Division	APPLE VALLEY
Census Block Group	1
Census Block	1008
Census Tract	60822

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22260 DODD BLVD, LAKEVILLE, MN 55044-8553
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2018	Deed of Trust, Mortgage · ARM FIREFLY FCU
Dec 24, 2018	Warranty Deed, Transfer · Commercial Mortgage CASTLE ROCK BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 24, 2018 · Amount on Record
Deed Sale	Dec 24, 2018 · Amount on Record
Deed Document Number	20183286038
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	6451 132ND ST W, APPLE VALLEY, MN 55124-7905
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003239768
Date	Mar 5, 2018
Instrument	3239768

Lender

Name	FIREFLY FCU
Type	Credit Union
Address	BURNSVILLE, MN 55337

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Mar 1, 2023
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	8.5%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Dec 24, 2018
Property Address	6451 132ND ST W, APPLE VALLEY, MN 55124-7905
Document Number	0003286038
Instrument Date	Dec 20, 2018
Instrument	3286038
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	DCA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5751 150TH ST W, APPLE VALLEY, MN 55124-6948
Investor	Possibly a Property Investor

Mortgage

Document Number	0003286039
Date	Dec 24, 2018
Instrument	3286039

Lender

Name	CASTLE ROCK BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Dec 21, 2025

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Apple Valley City
County	Dakota County
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,412.00	$351,300 Land $106,600 Building $244,700	$351,300 Land $106,600 Building $244,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Apple Valley serves 50,300 people · EPA ID MN1190001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Southeast MN Wifi Fixed Wireless	300 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: AT&T.

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