Macomb County property record for 64505 Wolcott Rd, Ray, MI 48096
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,358 sqft · built 1942 |
| Lot Size | 1.96 acres (85,770 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $125,000 (Jan 2006) |
| Tax Bill | $4,889 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-05-16-200-048 |
| Primary APN | 21-05-16-200-048 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,358 sqft Living Area |
| 1st Floor Area | 2,241 sqft |
| Basement Area | 576 sqft |
| Unfinished Basement | 576 sqft |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 85,770 sqft (1.96 acres) |
| Garage Area | 829 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 64505 WOLCOTT RD |
|---|---|
| City | RAY |
| State | MI |
| Zip | 48096-2437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SEC 16; COM AT N 1/4 POST SEC 16; TH S29*42'E 1432.51 FT ALG C/L OF WOLCOTT RD TO POB; TH CONT S29*42'E 210.94 FT ALG SD C/L; TH S65*20'W 408.22 FT; TH N29*42'W 210.94 FT; TH N65*- 20'E 408.22 FT TO POB. 1.969 A |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | RAY |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 216000 |
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 64505 WOLCOTT RD, RAY, MI 48096-2437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 5, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| May 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 23, 2006 · Amount on Record |
| Deed Sale | Jan 23, 2006 · Amount on Record |
| Prior Sale | Dec 10, 2004 · Amount on Record |
| Deed Document Number | 20066011634 |
| Deed Book / Page | 17529 / 235 |
| Prior Transfer Date | Aug 5, 2005 |
| Prior Transfer Doc | 0000149368 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 64505 WOLCOTT RD, RAY, MI 48096-2437 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 64505 WOLCOTT RD, RAY, MI 48096-2437 |
| Document Number | 2200095160 |
|---|---|
| Date | Aug 5, 2022 |
| Book Page | 28750/285 |
| Instrument | 202200095160 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 18, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 64505 WOLCOTT RD, RAY, MI 48096-2437 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 64505 WOLCOTT RD, RAY, MI 48096-2437 |
| Document Number | 2102178587 |
|---|---|
| Date | May 11, 2021 |
| Book Page | 27690/875 |
| Instrument | 202102178587 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2036 |
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Ray Township |
| Unified School District | Armada Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $264,200 (+4.39%) | $528,400 (+4.39%) | |
| 2025 | $4,889.00 (+2.9%) Homeowner's exemption | $253,100 (+4.11%) | $506,200 (+4.11%) |
| 2024 | $4,751.00 (+14.32%) | ||
| 2023 | $243,100 | $486,200 | |
| 2022 | $4,156.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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