Churchill County property record for 6450 Zephyr Ln, Fallon, NV 89406
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,548 sqft · built 1976 |
| Lot Size | 1.38 acres (60,113 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,000 (Jul 2019) |
| Tax Bill | $1,137 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Nov 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-133-09 |
| Primary APN | 008-133-09 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,548 sqft Living Area |
| Gross Area | 2,828 sqft |
| 1st Floor Area | 2,548 sqft |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Shed Roof |
| Roof Material | Composition Shingle |
| Lot Area | 60,113 sqft |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 6450 ZEPHYR LN |
|---|---|
| City | FALLON |
| State | NV |
| Zip | 89406-4308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | E1 |
| Legal Description | PARCEL IN SW1/4-NE1/4, COM AT NW COR OF SW1/4-NE1/4, TH E A DIST OF 675.0 FT TO POB. TH E A DIST OF 100.0 FT, TH S A DIST OF 597.78 FT, TH N66*56W A DIST OF 108.72 FT, TH N A DIST OF 555.12 FT TO POB. PARCEL #008-133-08 |
| Legal Range | 28 |
| Legal Township | 19 |
| Legal Section | 19 |
| Legal Subdivision | M&B |
| Legal Block | 1 |
| Jurisdiction | CHURCHILL NV |
| Township / Civil Division | FALLON |
| Census Block Group | 1 |
| Census Block | 1082 |
| Census Tract | 950600 |
6450 Zephyr Ln is owned and occupied by two individuals who acquired it in October 2024.
Source: Churchill County records, as of August 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6450 ZEPHYR LN, FALLON, NV 89406-4308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 17, 2022 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Nov 18, 2021 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Apr 27, 2020 | Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS |
| Jul 19, 2019 | Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Aug 28, 2018 | Grant Deed, Transfer · Line of Credit FORT UNION LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2019 · Amount on File |
| Deed Sale | Jul 19, 2019 · Amount on File |
| Prior Sale | Aug 28, 2018 · Amount on File |
| Deed Document Number | 2019474846 |
| Last Transfer Date | Oct 9, 2024 |
| Transfer Doc | 0000511603 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHURCHILL NV |
| Property Address | 6450 ZEPHYR LN, FALLON, NV 89406-4308 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2022 |
| Title Company | BCHH TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000498674 |
|---|---|
| Date | Oct 17, 2022 |
| Instrument | 498674 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHURCHILL NV |
| Property Address | 6450 ZEPHYR LN, FALLON, NV 89406-4308 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000491835 |
|---|---|
| Date | Nov 18, 2021 |
| Instrument | 491835 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHURCHILL NV |
| Property Address | 6450 ZEPHYR LN, FALLON, NV 89406-4308 |
| Document Number | 0000480219 |
| Instrument Date | Apr 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6450 ZEPHYR LN FALLON NV 894064308, FALLON, NV 89406-4308 |
| Document Number | 0000480219 |
|---|---|
| Date | May 1, 2020 |
| Instrument | 480219 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 30, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHURCHILL NV |
| Recording Date | Jul 19, 2019 |
| Property Address | 6450 ZEPHYR LN, FALLON, NV 89406-4308 |
| Document Number | 0000474846 |
| Instrument Date | Jun 5, 2019 |
| Instrument | 474846 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2019 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $922.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6450 ZEPHYR LN FALLON NV 894064308, FALLON, NV 89406-4308 |
| Document Number | 474847 |
|---|---|
| Date | Jul 19, 2019 |
| Instrument | 474847 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 18, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHURCHILL NV |
| Recording Date | Aug 28, 2018 |
| Property Address | 6450 ZEPHYR LN, FALLON, NV 89406-4308 |
| Document Number | 0000469652 |
| Instrument Date | Aug 28, 2018 |
| Instrument | 469652 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2018 |
| Title Company | CAPITAL TITLE COMPANY OF NV, CAPITAL TTL CO OF NV |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $697.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7785 DEAN MARTIN DR LAS VEGAS NV 891396612, LAS VEGAS, NV 89139-6612 |
| Investor | Possibly a Property Investor |
| Document Number | 469653 |
|---|---|
| Date | Aug 28, 2018 |
| Instrument | 469653 |
| Name | FORT UNION LLC |
|---|---|
| Address | 2028 E FORT UNION BLVD, SALT LAKE CITY, UT 84121-3105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Aug 27, 2019 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 10% |
Source: Churchill County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Churchill County |
| Unified School District | Churchill County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $67,559 (+5.59%) Land $18,900 Building $48,659 | $193,027 (+5.59%) Land $54,000 Building $139,027 | |
| 2025 | $1,137.00 (-14.45%) | $63,984 (+17.21%) Land $14,175 Building $49,809 | $182,811 (+17.21%) Land $40,500 Building $142,311 |
| 2023 | $1,329.00 (+8.05%) | $54,587 (+12.98%) Land $6,300 Building $48,287 | $155,963 (+12.98%) Land $18,000 Building $137,963 |
| 2022 | $1,230.00 | $48,315 Land $6,300 Building $42,015 | $138,043 Land $18,000 Building $120,043 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6450 Zephyr Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 6450 Zephyr Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 83% of Nevada |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| CC Communications Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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