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6450 Thomas Twin Oak Rd, Baxter, TN 38544 Property Records

Putnam County property record for 6450 Thomas Twin Oak Rd, Baxter, TN 38544

Property Summary

Property TypeResidential Vacant Land
Lot Size0.58 acres (25,265 sqft)
Owner2 Individual Names on File
Last Sale$420,000 (Feb 2026)
Tax Bill$120 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Oct 2024 Sale
Flood ZoneZone X (minimal risk)
APN071112 02312

Property Details

APN / Parcel Number

Primary APN071112 02312
Alternative APN
  • 112 02312

Exterior

Lot Area25,265 sqft (0.58 acres)
TerrainRolling

Utilities, Heating & Cooling

SewerConnected
Water SourceCommercial

Location & Zoning

Street Address6450 THOMAS TWIN OAK RD
CityBAXTER
StateTN
Zip38544-4731
Property CategoryResidential
Property TypeVacant Land > Residential
Legal SubdivisionTIMOTHY & DANA DURM SUBDIVISION
Legal Lot Number7
JurisdictionPUTNAM TN
Township / Civil Division7
Census Block Group3
Census Block3052
Census Tract1100

Owner

6450 Thomas Twin Oak Rd, residential vacant land, is owned and occupied by two individuals who bought it in February 2026.

Source: Putnam County records, as of April 6, 2026

Owner of Record2 Individual Names on File
Mailing Address6450 THOMAS TWIN OAK RD, BAXTER, TN 38544-4731
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2026Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU
Oct 30, 2024Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 10, 2026 · Amount on File
Deed SaleFeb 10, 2026 · Amount on File
Prior SaleOct 30, 2024 · Amount on File
Deed Document Number2026320833
Deed Book / Page1675 / 595
Record UpdatedSep 20, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM TN
Recording DateFeb 10, 2026
Property Address6450 THOMAS TWIN OAK RD, BAXTER, TN 38544-4731
Document Number0001675595
Book / Page1675 / 595
Map ReferenceCAB L PG 119
Instrument DateFeb 9, 2026
Instrument320833
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyCEDAR CITY TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6450 THOMAS TWIN OAK RD, BAXTER, TN 38544-4731

Mortgage

Document Number0000320834
DateFeb 10, 2026
Instrument320834
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2056

October 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM TN
Recording DateOct 30, 2024
Property Address6450 THOMAS TWIN OAK RD, BAXTER, TN 38544-4731
Document Number0001577144
Book / Page1577 / 144
Map ReferenceCAB L PG 119B
Instrument DateOct 24, 2024
Instrument304139
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

AmountAmount on Record
Tax$368.34
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1160 CASH DOLLAR COVE RD, WALLING, TN 38587-5514
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 6450 Thomas Twin Oak Rd was $120.

Source: Putnam County assessment roll, as of January 26, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$120.00$4,500 Land $4,500
2021$18,000 Land $18,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 6450 Thomas Twin Oak Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6450 Thomas Twin Oak Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOOKEVILLE BOAT DOCK RD U.D.
serves 9,345 people · EPA ID TN0000134
Water SourcePurchased surface water from COOKEVILLE WATER DEPT
Last State InspectionFeb 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Twin Lakes
Fiber		8,000 / 8,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

4G LTE only, no 5G reported

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