6450 Pilot Way, Milton, FL 32570 Property Records

Santa Rosa County property record for 6450 Pilot Way, Milton, FL 32570

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,082 sqft · built 2022
Lot Size15 acres (656,885 sqft)
Owner2 Individual Names on File
Last Sale$105,000 (Mar 2020)
Tax Bill$3,042 (2024)
Deeds & MortgagesApr 2021 Construction Loan
Flood ZoneZone X (minimal risk)
APN20-2N-28-0000-00403-0000

Property Details

APN / Parcel Number

Primary APN20-2N-28-0000-00403-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,082 sqft Heated Area
1st Floor Area2,946 sqft
AtticAttic
Attic Area330 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Lot Area656,885 sqft (15 acres)
Parking Spaces3 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number202N280000004030000
Street Address6450 PILOT WAY
CityMILTON
StateFL
Zip32570-6561
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-RR
Legal Description*NEW DESC FOR 2020 TAX ROLL* PARCEL 9 (UNREC) COM NW CORN OF W2 OF NE4 OF SECTION 20 TOW NSHIP 2 NORTH RANGE 28 WEST THN
Legal Range28W
Legal Township02N
Legal Section20
Legal SubdivisionWEST
JurisdictionSANTA ROSA FL
Township / Civil DivisionSKYLINE
Census Block Group2
Census Block2023
Census Tract10506

Owner

6450 Pilot Way is owned and occupied by two individuals who bought it in March 2020.

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address6450 PILOT WAY, MILTON, FL 32570-6561
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 13, 2020 · Amount on File
Deed SaleMar 13, 2020 · Amount on File
Deed Document Number202012351
Deed Book / Page3928 / 1181
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address6450 PILOT WAY, MILTON, FL 32570-6561
Transaction TypeMortgage
Record UpdatedApr 16, 2024
Title CompanyGUARANTEE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4738 LIVE OAK LN, PACE, FL 32571-1358

Mortgage

Document Number0041090805
DateApr 27, 2021
Book Page4109/805
Instrument202127584
Lender
NameAMERIS BANK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term372 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,042.00 (+1.67%) Homeowner's exemption$291,102 (+2.97%)$427,860 (+1.15%) Land $20,035 Building $407,825
2023$2,992.00 (+22,915.38%) Homeowner's exemption$282,697 (+24,829.19%)$422,997 (+355.24%) Land $20,035 Building $402,962
2022$13.00$1,134 Land $1,134$92,917

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6450 Pilot Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6450 Pilot Way is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 49% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fixed Wireless in parts of the area
1,000 / 50
AT&T
DSL · Fiber in parts of the area
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pilot Way

Nearby Streets

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