Monroe County property record for 6450 E State Rd 45, Bloomington, IN 47408
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,948 sqft · built 1965 |
| Lot Size | 2.09 acres (91,040 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,523 (2025) |
| Deeds & Mortgages | Sep 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-15750-00 |
| Primary APN | 003-15750-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,948 sqft Living Area |
| 1st Floor Area | 1,948 sqft |
| Basement Area | 1,540 sqft |
| Unfinished Basement | 1,540 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1972 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 91,040 sqft (2.09 acres) |
| Garage Type | Carport |
| Garage Area | 720 sqft |
| Carport | Carport |
| Carport Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 182 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 003-15750-00 |
|---|---|
| Street Address | 6450 E STATE ROAD 45 |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47408-9222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Description | PT NE 18-9-1E 2.09A |
| Jurisdiction | MONROE IN |
| Township / Civil Division | BENTON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 1403 |
6450 E State Rd 45 is owned and occupied by an individual who acquired it in March 2015.
Source: Monroe County records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6450 E STATE ROAD 45, BLOOMINGTON, IN 47408-9222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2015 |
| Deed Sale | Mar 30, 2015 |
| Deed Document Number | 20154670052 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 6450 E STATE ROAD 45, BLOOMINGTON, IN 47408-9222 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2019014194 |
|---|---|
| Date | Sep 30, 2019 |
| Instrument | 2019014194 |
| Name | THE PEOPLES STATE BANK |
|---|---|
| Type | Bank |
| Address | ELLETTSVILLE, IN 47429 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 25, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 6450 E State Rd 45 was $1,523, down 5.6% from the year before.
Source: Monroe County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Monroe County |
| County Subdivision | Benton Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,523.00 (-5.64%) | $224,300 Land $58,300 Building $166,000 | $224,300 Land $58,300 Building $166,000 |
| 2024 | $1,614.00 | ||
| 2023 | $197,700 (+9.35%) Land $44,400 Building $153,300 | $197,700 (+9.35%) Land $44,400 Building $153,300 | |
| 2022 | $1,260.00 | $180,800 Land $43,300 Building $137,500 | $180,800 Land $43,300 Building $137,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6450 E State Rd 45 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6450 E State Rd 45 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | B&B WATER PROJECT, INC. private · serves 4,695 people · EPA ID IN5253001 |
|---|---|
| Water Source | Purchased surface water from CITY OF BLOOMINGTON UTILITIES |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G and 4G LTE (outdoors only)
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