Union County property record for 645 Winter Wheat Ct, Matthews, NC 28104
| Property Type | Other Improved |
|---|---|
| Details | 5 bd · 4.5 ba · 4,993 sqft · built 2019 |
| Lot Size | 0.947 acres (41,251 sqft) |
| Owner | Individual Name on File |
| Last Sale | $821,000 (Dec 2019) |
| Tax Bill | $8,002 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-123-346 |
| Primary APN | 06-123-346 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 4,993 sqft Living Area |
| 1st Floor Area | 2,593 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Lot Area | 41,251 sqft (0.947 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 645 WINTER WHEAT CT |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28104-6136 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | RCD WEDDIN |
| Legal Description | #83 ATHERTON ESTATES PH2 MAP4 OPCO109-111 |
| Legal Subdivision | ATHERTON ESTATES |
| Jurisdiction | UNION NC |
| Township / Civil Division | SANDY RIDGE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 21018 |
645 Winter Wheat Ct is owned and occupied by an individual who bought it in December 2019.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 645 WINTER WHEAT CT, MATTHEWS, NC 28104-6136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2019 · Amount on File |
| Deed Sale | Dec 2, 2019 · Amount on File |
| Deed Document Number | 201937538 |
| Deed Book / Page | 7529 / 858 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 645 Winter Wheat Ct was $8,002.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Weddington Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,601,700 (-) Land $305,000 Building $1,296,700 | $1,601,700 (-) Land $305,000 Building $1,296,700 | |
| 2025 | $8,002.00 | $1,601,700 Land $305,000 Building $1,296,700 | $1,601,700 Land $305,000 Building $1,296,700 |
| 2023 | $5,978.00 | $944,500 Land $183,000 Building $761,500 | $944,500 Land $183,000 Building $761,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 645 Winter Wheat Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 645 Winter Wheat Ct is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Windstream.
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