645 Winchester Dr, Oxnard, CA 93036 Property Records

Ventura County property record for 645 Winchester Dr, Oxnard, CA 93036 · Last verified July 2026

Property Summary

Property TypeCondominium
Details4 bd · 3.5 ba · 2,071 sqft · built 2022
OwnerIndividual Name on File
Tax Bill$14,037 (2025)
Deeds & MortgagesDec 2024 Mortgage
Jul 2022 Sale & Mortgage
Flood ZoneZone X (reduced by levee)
APN139-0-480-245

Property Details

APN / Parcel Number

Primary APN139-0-480-245

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area2,071 sqft Living Area
1st Floor Area355 sqft 1st Floor
2nd Floor Area800 sqft 2nd Floor
Stories3 Stories

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleCondo/Apartment
Parking Spaces2 Parking Spaces
Garage Area513 sqft Garage

Location & Zoning

Street Address645 WINCHESTER DR
CityOXNARD
StateCA
Zip93036-1466
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionTRACT: 596802 LOT: 5 REF: 169MR45 CONDO PLAN: 29
Legal Tract596802
Legal Lot Number5
JurisdictionVENTURA CA
Township / Civil DivisionOXNARD
Census Block Group2
Census Block2005
Census Tract9200

Owner

Source: Ventura County records · APN 139-0-480-245

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address645 WINCHESTER DR, OXNARD, CA 93036-1466
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 26, 2024Deed of Trust, Mortgage · Commercial Mortgage
HOMETAP EQUITY PARTNERS LLC
Jul 29, 2022Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

December 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address645 WINCHESTER DR, OXNARD, CA 93036-1466
Transaction TypeMortgage
Record UpdatedOct 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 WINCHESTER DR, OXNARD, CA 93036-1466

Mortgage

Document Number0000085612
DateDec 26, 2024
Instrument2024000085612
Lender
NameHOMETAP EQUITY PARTNERS LLC
TypeMortgage Company
AddressBOSTON, MA 02116
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueDec 23, 2034

July 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionVENTURA CA
Recording DateJul 29, 2022
Property Address645 WINCHESTER DR, OXNARD, CA 93036-1466
Document Number0000080473
Map ReferenceMB 169 PG 45-48
Instrument DateApr 07, 2022
Instrument2022000080473
Transaction TypeTransfer
Record UpdatedOct 16, 2025
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 WINCHESTER DR, OXNARD, CA 93036-1466

Mortgage

Document Number0000080474
DateJul 29, 2022
Instrument2022000080474
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052

Tax Assessment & Valuation

Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyVentura County
MunicipalityOxnard City
Secondary School DistrictOxnard Union High School District (09 - 12)
Elementary School DistrictRio Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$789,197 (+2%) Land $513,095 Building $276,102
2025$14,037.00 (+0.59%)$773,723 (+4.04%) Land $503,034 Building $270,689
2024$13,955.00 (+2.57%)
2023$13,605.00$743,679 Land $483,500 Building $260,179

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ventura County (06111C), updated September 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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