Habersham County property record for 645 Willingham Ave, Baldwin, GA 30511
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,000 sqft · built 1992 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,805 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 093 032 |
| Primary APN | 093 032 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,000 sqft Heated Area |
| Gross Area | 1,439 sqft |
| 1st Floor Area | 1,000 sqft |
| Flooring | Parquet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Width | 200 ft Width |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 114 sqft |
| Storage Building | 117 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 400235 |
|---|---|
| Street Address | 645 WILLINGHAM AVE |
| City | BALDWIN |
| State | GA |
| Zip | 30511-2024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 10-186 LTS 4 PB 49-250 624-531 |
| Legal Subdivision | PEACH ORCHARD HILLS SUB 4 |
| Legal Lot Number | 4 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CORNELIA |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 604 |
645 Willingham Ave is owned and occupied by an individual.
Source: Habersham County records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 843, BALDWIN, GA 30511-0843 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 645 WILLINGHAM AVE, BALDWIN, GA 30511-2024 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 645 WILLINGHAM AVE, BALDWIN, GA 30511-2024 |
| Document Number | 0000001292/0000000805 |
|---|---|
| Date | Jan 13, 2022 |
| Book Page | 0000001292/0000000805 |
| Name | PNC BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2037 |
The 2026 property tax bill for 645 Willingham Ave was $1,805 with exemptions applied.
Source: Habersham County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Georgia |
| Municipality | Baldwin City |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,805.00 Homeowner's exemption Senior Citizen's exemption | $74,201 Land $8,000 Building $66,201 | $185,502 Land $20,000 Building $165,502 |
| 2023 | Homeowner's exemption | $50,436 (+13.64%) Land $8,000 Building $42,436 | $126,090 (+13.64%) Land $20,000 Building $106,090 |
| 2022 | Homeowner's exemption | $44,384 Land $8,000 Building $36,384 | $110,960 Land $20,000 Building $90,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 645 Willingham Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 5, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 645 Willingham Ave is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 82% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BALDWIN serves 4,160 people · EPA ID GA1370001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TrailWave Fiber | 1,000 / 1,000 |
| Windstream Cable | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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