645 Webster St, Smithville, TX 78957 Property Records

Bastrop County property record for 645 Webster St, Smithville, TX 78957

Property Summary

Property Type	Single Family Home
Details	2,247 sqft · built 1992
Lot Size	0.726 acres (31,625 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,227 (2025)
Deeds & Mortgages	Apr 2024 Transfer May 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`R22169`

Property Details

APN / Parcel Number

Primary APN	`R22169`
Alternative APN	`O0141198`

Interior

Stories	1 Story
Building Area	2,247 sqft Living Area
Gross Area	3,021 sqft
1st Floor Area	2,055 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Roof Material	Composition Shingle
Lot Area	31,625 sqft (0.726 acres)
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	840 sqft
Deck Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	645 WEBSTER ST
City	SMITHVILLE
State	TX
Zip	78957-8437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A33 GAZLEY, THOMAS J., ACRES 0.7260
Legal Subdivision	GAZLEY, THOMAS J.
Legal Block	4
Jurisdiction	BASTROP TX
Township / Civil Division	SMITHVILLE
Census Block Group	4
Census Block	4116
Census Tract	950700

Owner

Source: Bastrop County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 144301, AUSTIN, TX 78714-4301
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Transfer on Death Deed, Transfer
May 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 31, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage UNITED HERITAGE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 18, 2024
Transfer Doc	0202405223
Record Updated	Sep 20, 2026

April 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	BASTROP TX
Recording Date	Apr 1, 2024
Property Address	645 WEBSTER ST, SMITHVILLE, TX 78957
Document Number	0202405223
Instrument Date	Mar 18, 2024
Instrument	202405223
Transaction Type	Transfer
Record Updated	Apr 17, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 347, SMITHVILLE, TX 78957-0347

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 144301, AUSTIN, TX 78714-4301

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	645 WEBSTER ST, SMITHVILLE, TX 78957
Transaction Type	Mortgage
Record Updated	Jun 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202110377
Date	May 20, 2021
Instrument	202110377

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	645 WEBSTER ST, SMITHVILLE, TX 78957
Transaction Type	Mortgage
Record Updated	Jun 26, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201907881
Date	May 31, 2019
Instrument	201907881

Lender

Name	UNITED HERITAGE CU
Type	Credit Union
Address	AUSTIN, TX 78758

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Smithville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,227.00 (+444.72%)	$287,320 (-13.96%) Land $21,417 Building $265,903	$287,320 (-13.96%) Land $21,417 Building $265,903
2024	$776.00
2023	Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$333,922 Land $19,723 Building $314,199	$333,922 Land $19,723 Building $314,199
2022	$1,531.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Highline Internet Fiber · Fixed Wireless in parts of the area	1,000 / 200
Rural Telecommunications of America Fixed Wireless	300 / 150
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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