Monmouth County and Neptune Township property record for 645 Wayside Rd, Neptune, NJ 07753
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,428 sqft · built 1950 |
| Lot Size | 0.864 acres (37,627 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Jul 2010) |
| Tax Bill | $9,561 (2025) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-02601-0000-00035 |
| Primary APN | 35-02601-0000-00035 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,428 sqft Living Area |
| 1st Floor Area | 1,428 sqft |
| Basement Area | 910 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 37,627 sqft (0.864 acres) |
| Lot Dimensions | 215 ft deep x 175 ft wide |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Patio Area | 220 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Canopy | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 00096334 |
|---|---|
| Street Address | 645 WAYSIDE RD |
| City | NEPTUNE |
| State | NJ |
| Zip | 07753-3637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Subdivision | TOWNSHIP/ NEPTUNE |
| Legal Block | 2601 |
| Legal Lot Number | 35 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | NEPTUNE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 807800 |
Source: Monmouth County and Neptune Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 645 WAYSIDE RD, NEPTUNE, NJ 07753-3637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Oct 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 18, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 2010 · Amount on Record |
| Deed Sale | Jul 19, 2010 · Amount on Record |
| Deed Document Number | 201065406 |
| Deed Book / Page | 8841 / 2910 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 645 WAYSIDE RD, NEPTUNE, NJ 07753-3637 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Title Company | ROCKET CLOSE LLC |
| Name | Verified Name |
|---|
| Document Number | 0097778914 |
|---|---|
| Date | Feb 2, 2026 |
| Book Page | 9777/8914 |
| Instrument | 2026009689 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 645 WAYSIDE RD, NEPTUNE, NJ 07753-3637 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0095486279 |
|---|---|
| Date | Oct 5, 2021 |
| Book Page | 9548/6279 |
| Instrument | 2021147827 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 645 WAYSIDE RD, NEPTUNE, NJ 07753-3637 |
| Document Number | 0000117876 |
| Instrument Date | Jul 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 645 WAYSIDE RD NEPTUNE NJ 077533637, NEPTUNE, NJ 07753-3637 |
| Document Number | 0000117876 |
|---|---|
| Date | Oct 9, 2020 |
| Book Page | 009448/001335 |
| Instrument | 117876 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 8, 2050 |
Source: Monmouth County and Neptune Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Neptune Township |
| Unified School District | Neptune Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $494,700 (-4.79%) Land $326,300 Building $168,400 | $494,700 (-4.79%) Land $326,300 Building $168,400 | |
| 2025 | $9,561.00 (+16.23%) | $519,600 (+29.77%) Land $318,000 Building $201,600 | $519,600 (+29.77%) Land $318,000 Building $201,600 |
| 2024 | $8,226.00 (+19.1%) | ||
| 2023 | $400,400 Land $207,100 Building $193,300 | $400,400 Land $207,100 Building $193,300 | |
| 2022 | $6,907.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2018–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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