Clay County property record for 645 Waverly Dr, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 7,079 sqft · built 1993 |
| Lot Size | 0.571 acres (24,857 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $738,150 (Dec 2025) |
| Tax Bill | $8,424 (2025) |
| Deeds & Mortgages | Sep 2016 Mortgage Dec 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 091C 30A 0140900 |
| Primary APN | 091C 30A 0140900 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 10 Rooms |
| Building Area | 7,079 sqft Finished Area |
| 1st Floor Area | 3,414 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 24,857 sqft (0.571 acres) |
| Street Address | 645 WAVERLY DR |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-9188 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLD WAVERLY GOLF DEV LOT 9 DB 320/531 |
| Legal Range | 07E |
| Legal Township | 17 |
| Legal Section | 30 |
| Legal Subdivision | THE OLD WAVERLY GOLF CLUB DEVELOPMENT |
| Legal Lot Number | 9 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 950500 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 645 WAVERLY DR, WEST POINT, MS 39773-9188 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 2, 2016 | Deed of Trust, Mortgage BANCORPSOUTH BANK |
| Dec 5, 2025 | Warranty Deed, Transfer · Line of Credit BOC BANK |
| Sep 5, 2024 | Warranty Deed, Transfer · Line of Credit RENASANT BANK |
| Sep 2, 2016 | Special Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2025 · Amount on Record |
| Deed Sale | Dec 5, 2025 · Amount on Record |
| Prior Sale | Aug 22, 2024 · Amount on Record |
| Deed Document Number | 20256494 |
| Deed Book / Page | 325 / 149 |
| Prior Transfer Date | Aug 25, 2016 |
| Prior Transfer Doc | 000291/996 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 645 WAVERLY DR, WEST POINT, MS 39773-9188 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000487/553 |
|---|---|
| Date | Sep 2, 2016 |
| Book Page | 487/553 |
| Instrument | 20164407 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Sep 5, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Dec 5, 2025 |
| Property Address | 645 WAVERLY DR, WEST POINT, MS 39773-9188 |
| Document Number | DEED325/149 |
| Book / Page | DEED 325 / 149 |
| Map Reference | MB 141 PG 31 |
| Instrument Date | Dec 5, 2025 |
| Instrument | 2025006494 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2812 HARRELL DR, WEST POINT, MS 39773 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 645 WAVERLY DR, WEST POINT, MS 39773-9188 |
| Document Number | 2025006495 |
|---|---|
| Date | Dec 5, 2025 |
| Instrument | 2025006495 |
| Name | BOC BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 62 Months |
| Due | Feb 4, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Sep 5, 2024 |
| Property Address | 645 WAVERLY DR, WEST POINT, MS 39773-9188 |
| Document Number | DEED320/531 |
| Book / Page | DEED 320 / 531 |
| Map Reference | MB 3 PG 50 |
| Instrument Date | Aug 22, 2024 |
| Instrument | 2024004353 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 645 WAVERLY DR, WEST POINT, MS 39773-9188 |
| Name | Verified Name |
|---|---|
| Address | 2812 HARRELL DR, WEST POINT, MS 39773 |
| Document Number | 2024004354 |
|---|---|
| Date | Sep 5, 2024 |
| Instrument | 2024004354 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 5, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Sep 2, 2016 |
| Property Address | 645 WAVERLY DR, WEST POINT, MS 39773-9188 |
| Document Number | 000291/996 |
| Book / Page | 291 / 996 |
| Map Reference | MB 3 PG 50 |
| Instrument Date | Aug 25, 2016 |
| Instrument | 20164403 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1335 N E ST, PENSACOLA, FL 32501-2505 |
| Name | Verified Name |
|---|---|
| Address | 645 WAVERLY DR, WEST POINT, MS 39773-9188 |
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,424.00 (+109.66%) | $147,740 (+81.06%) Land $15,000 Building $132,740 | $984,936 (+20.71%) Land $100,000 Building $884,936 |
| 2024 | $4,018.00 (-63.77%) Additional exemption filed | $81,596 (-) Land $10,000 Building $71,596 | $815,962 (-) Land $100,000 Building $715,962 |
| 2023 | $11,089.00 (+1.09%) Additional exemption filed | $81,596 Land $10,000 Building $71,596 | $815,962 Land $100,000 Building $715,962 |
| 2022 | $10,969.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WEST POINT serves 15,062 people · EPA ID MS0130008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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