645 Washington Ave, Williamstown, NJ 08094 Property Records

Gloucester County and Franklin Township property record for 645 Washington Ave, Williamstown, NJ 08094

Property Summary

Property Type	Single Family Home
Details	1,554 sqft · built 1981
Lot Size	1 acre (43,560 sqft)
Owner	Individual Name on File
Last Sale	$285,900 (Jul 2022)
Tax Bill	$6,164 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-01801-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`05-01801-0000-00010`
Alternative APN	`050180100010`

Interior

Stories	1 Story
Building Area	1,554 sqft Living Area
1st Floor Area	1,554 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Ranch
Construction Type	Frame
Lot Area	43,560 sqft

Location & Zoning

Street Address	645 WASHINGTON AVE
City	WILLIAMSTOWN
State	NJ
Zip	08094-6121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	ADDITIONAL LOTS SHERIFF SALE 8/25/10
Legal Block	1801
Legal Lot Number	10
Jurisdiction	GLOUCESTER NJ
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1021
Census Tract	501701

Owner

645 Washington Ave is owned and occupied by an individual who bought it in July 2022.

Source: Gloucester County and Franklin Township records, as of July 6, 2026

Owner of Record	Individual Name on File
Mailing Address	645 WASHINGTON AVE, WILLIAMSTOWN, NJ 08094-6121
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Feb 27, 2020	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2022 · Amount on File
Deed Sale	Jul 27, 2022 · Amount on File
Prior Sale	Feb 17, 2011 · Amount on File
Deed Document Number	202231657
Deed Book / Page	6720 / 151
Prior Transfer Date	Jan 17, 2003
Prior Transfer Doc	0000006506
Record Updated	Oct 29, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GLOUCESTER NJ
Recording Date	Jul 27, 2022
Property Address	645 WASHINGTON AVE, WILLIAMSTOWN, NJ 08094-6121
Document Number	0000031657
Book / Page	6720 / 151
Instrument Date	Jul 26, 2022
Instrument	31657
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	EXCLUSIVE TITLE CORPORATION, EXCLUSIVE TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,001.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	645 WASHINGTON AVE, 645, WILLIAMSTOWN, NJ 08094-6121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 WASHINGTON AVE, WILLIAMSTOWN, NJ 08094-6121

Mortgage

Document Number	0000031658
Date	Jul 27, 2022
Instrument	31658

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER NJ
Property Address	645 WASHINGTON AVE, WILLIAMSTOWN, NJ 08094-6121
Document Number	0000012079
Instrument Date	Feb 27, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 WASHINGTON AVE WILLIAMSTOWN NJ 080946121, WILLIAMSTOWN, NJ 08094-6121

Mortgage

Document Number	0000012079
Date	May 27, 2020
Book Page	016168/000077
Instrument	12079

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 645 Washington Ave was $6,164, up 2.4% from the year before.

Source: Gloucester County and Franklin Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Gloucester County
County Subdivision	Franklin Township
Elementary School District	Franklin Township School District (KG - 06)
Secondary School District	Delsea Regional High School School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,000 (-) Land $32,000 Building $127,000	$159,000 (-) Land $32,000 Building $127,000
2025	$6,164.00 (+2.43%)	$159,000 Land $32,000 Building $127,000	$159,000 Land $32,000 Building $127,000
2024	$6,018.00
2023		$159,000 Land $32,000 Building $127,000	$159,000 Land $32,000 Building $127,000
2022	$5,708.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 645 Washington Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective August 16, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 645 Washington Ave is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 73% of New Jersey
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Washington Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures