Boulder County property record for 645 Wade Rd, Longmont, CO 80503
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.25 ba · 1,644 sqft · built 1985 |
| Lot Size | 0.131 acres (5,719 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $378,000 (Nov 2019) |
| Tax Bill | $3,180 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1315-05-1-08-012 |
| Primary APN | 1315-05-1-08-012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,644 sqft Living Area |
| Gross Area | 2,084 sqft |
| 1st Floor Area | 1,072 sqft |
| Basement Area | 572 sqft |
| Finished Basement | 572 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Split Level |
| Exterior Material | Wood Shingle |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 5,719 sqft (0.131 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Evaporative |
|---|---|
| Heating Fuel | Electric |
| Account Number | R0091230 |
|---|---|
| Street Address | 645 WADE RD |
| City | LONGMONT |
| State | CO |
| Zip | 80503-7013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 BLK 1 VALLEY THE |
| Legal Range | 69 |
| Legal Township | 2N |
| Legal Section | 05 |
| Legal Subdivision | VALLEY (THE) - LG |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | BOULDER CO |
| Township / Civil Division | LONGMONT |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 13212 |
645 Wade Rd is owned and occupied by two individuals who bought it in November 2019.
Source: Boulder County records, as of September 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 645 WADE RD, LONGMONT, CO 80503-7013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2018 | Deed of Trust, Mortgage · Commercial Mortgage STATE FARM BANK FSB |
| Nov 8, 2019 | Warranty Deed, Transfer · Conventional Mortgage DSW MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2019 · Amount on File |
| Deed Sale | Nov 8, 2019 · Amount on File |
| Prior Sale | May 22, 2012 · Amount on File |
| Deed Document Number | 20193747774 |
| Prior Transfer Date | Oct 5, 2011 |
| Prior Transfer Doc | 0003175507 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOULDER CO |
| Property Address | 645 WADE RD, LONGMONT, CO 80503-7013 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0003665663 |
|---|---|
| Date | Jul 13, 2018 |
| Instrument | 3665663 |
| Name | STATE FARM BANK FSB |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61710 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 10, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BOULDER CO |
| Recording Date | Nov 8, 2019 |
| Property Address | 645 WADE RD, LONGMONT, CO 80503-7013 |
| Document Number | 0003747774 |
| Instrument Date | Nov 7, 2019 |
| Instrument | 3747774 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $37.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 645 WADE RD, LONGMONT, CO 80503-7013 |
| Document Number | 0003747775 |
|---|---|
| Date | Nov 8, 2019 |
| Instrument | 3747775 |
| Name | DSW MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
The 2025 property tax bill for 645 Wade Rd was $3,180.
Source: Boulder County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Boulder County |
| Municipality | Longmont City |
| Unified School District | St. Vrain Valley School District RE 1J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $29,664 (-2.08%) Land $4,456 Building $25,208 | $484,700 (-) Land $114,000 Building $370,700 | |
| 2025 | $3,180.00 | $30,294 Land $7,125 Building $23,169 | $484,700 Land $114,000 Building $370,700 |
| 2023 | $2,692.00 (+14.65%) | $32,227 (+35.78%) Land $7,899 Building $24,328 | $481,000 (+40.85%) Land $117,900 Building $363,100 |
| 2022 | $2,348.00 | $23,734 Land $5,998 Building $17,736 | $341,500 Land $86,300 Building $255,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 645 Wade Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 4 (2013) |
| Most Recent Claim | Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 645 Wade Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98.4% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LONGMONT serves 104,178 people · EPA ID CO0107485 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NextLight Fiber | 10,000 / 10,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
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