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645 W Santos Ave, Ripon, CA 95366 Property Records

San Joaquin County property record for 645 W Santos Ave, Ripon, CA 95366 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2004
Square Footage3,578 sqft Living Area
Lot Size11,099 sqft (0.254 acres)
OccupancyOwner Occupied
Last Sale$500,000 (2016)
Tax Bill$6,371.00 (2025)

Property Details

APN / Parcel Number

Primary APN261-620-150-000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area3,578 sqft Living Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2004
Architectural StyleOther Style
Construction TypeWood Construction
Lot Area11,099 sqft (0.254 acres)
Parking Spaces3 Parking Spaces
Garage TypeMixed Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address645 W SANTOS AVE
CityRIPON
StateCA
Zip95366-9355
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description03-FM PT OF 261-030-16/09 PER CHESAPEAKE NO. 2
Legal SubdivisionCHESAPEAKE II
Legal Lot Number15
JurisdictionSAN JOAQUIN CA
Minor Civil DivisionRIPON
Census Blockgroup4
Census Block4040
Census Tract5003

Owner

Source: San Joaquin County records · APN 261-620-150-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address645 W SANTOS AVE, RIPON, CA 95366-9355
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jun 04, 2020Quit Claim Deed, Transfer
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 20, 2016 · Amount on Record
Deed SaleMay 20, 2016 · Amount on Record
Prior SaleMay 20, 2016
Deed Doc Number0000058969
Last Transfer DateJun 04, 2020
Transfer Doc0000065593
Record RefreshedJun 07, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address645 W SANTOS AVE, RIPON, CA 95366-9355
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 W SANTOS AVE, RIPON, CA 95366-9355

Mortgage

Document Number0000012265
DateJan 22, 2021
Instrument2021-012265
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 01, 2036

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN JOAQUIN CA
Recording DateJun 04, 2020
Property Address645 W SANTOS AVE, RIPON, CA 95366-9355
Document Number0000065593
Instrument DateMay 21, 2020
Instrument65593
Transaction TypeTransfer
Record UpdatedJun 17, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address645 W SANTOS AVE RIPON CA 953669355, RIPON, CA 95366-9355

Mortgage

Document Number65594
DateJun 04, 2020
Instrument65594
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term180 Months
DueJun 03, 2035

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityRipon City
Unified School DistrictRipon Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$6,371.00 (+3.83%) Homeowner's exemption$591,892 (+4.04%) Land $236,756 Building $355,136
2023$6,136.00 (+1.64%) Homeowner's exemption$568,910 Land $227,563 Building $341,347
2022$6,037.00

Flood & Wildfire

645 W Santos Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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