Kern County property record for 645 W Joyner Ave, Ridgecrest, CA 93555
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,396 sqft · built 1980 |
| Lot Size | 0.166 acres (7,231 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $90,000 (Feb 2003) |
| Tax Bill | $2,542 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 420-042-01-00-1 |
| Primary APN | 420-042-01-00-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,396 sqft Living Area |
| Gross Area | 2,148 sqft |
| 1st Floor Area | 1,396 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Frame |
| Lot Area | 7,231 sqft (0.166 acres) |
| Garage Type | Attached |
| Garage Area | 932 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 140 sqft |
| Patio Area | 16 sqft |
| Heating System | Floor/Wall Furnace |
|---|
| Account Number | 420042012 |
|---|---|
| Street Address | 645 W JOYNER AVE |
| City | RIDGECREST |
| State | CA |
| Zip | 93555-3107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 1269 , BLOCK , LOT 49 |
| Legal Subdivision | TRACT NO 1269 |
| Legal Tract | 1269 |
| Legal Block | 3 |
| Legal Lot Number | 49 |
| Jurisdiction | KERN CA |
| Township / Civil Division | EAST KERN |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 5406 |
645 W Joyner Ave is owned by two individuals who acquired it in March 2021.
Source: Kern County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4224 ARGUS AVE, RIDGECREST, CA 93555-7846 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Mar 26, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 2003 · Amount on File |
| Deed Sale | Feb 14, 2003 · Amount on File |
| Deed Document Number | 200328606 |
| Last Transfer Date | Mar 23, 2021 |
| Transfer Doc | 0000056062 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERN CA |
| Recording Date | Oct 9, 2026 |
| Property Address | 645 W JOYNER AVE, RIDGECREST, CA 93555-3107 |
| Document Number | 0000123466 |
| Instrument Date | Oct 9, 2026 |
| Instrument | 2026123466 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2026 |
| Title Company | LANDWOOD TITLE COMPANY, LANDWOOD TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 4224 ARGUS AVE, RIDGECREST, CA 93555-7846 |
| Document Number | 0000123466, |
|---|---|
| Date | Oct 9, 2026 |
| Instrument | 2026123466 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KERN CA |
| Recording Date | Mar 26, 2021 |
| Property Address | 645 W JOYNER AVE, RIDGECREST, CA 93555-3107 |
| Document Number | 0000056062 |
| Map Reference | MB 6 PG 63 |
| Instrument Date | Mar 23, 2021 |
| Instrument | 221056062 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4224 ARGUS AVE, RIDGECREST, CA 93555-7846 |
| Document Number | 0000056063 |
|---|---|
| Date | Mar 26, 2021 |
| Instrument | 221056063 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
The 2025 property tax bill for 645 W Joyner Ave was $2,542.
Source: Kern County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Kern County |
| Municipality | Ridgecrest City |
| Unified School District | Sierra Sands Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $174,453 (+2%) Land $22,146 Building $152,307 | |
| 2025 | $2,542.00 | $171,033 Land $21,712 Building $149,321 |
| 2023 | $2,335.00 (+2.05%) | $164,394 Land $20,870 Building $143,524 |
| 2022 | $2,288.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 645 W Joyner Ave in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 645 W Joyner Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN WELLS VALLEY W.D. serves 41,474 people · EPA ID CA1510017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2022 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Race Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| SBC-Wireless Fixed Wireless | 100 / 100 |
May also be available: Astound Broadband, Frontier, GeoLinks, Verizon.
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