645 W Hemlock Ave, Hermiston, OR 97838 Property Records

Umatilla County property record for 645 W Hemlock Ave, Hermiston, OR 97838

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,273 sqft · built 1951
Lot Size	0.153 acres (6,696 sqft)
Owner	Individual Name on File
Last Sale	$93,900 (Aug 2006)
Tax Bill	$2,747 (2023)
Deeds & Mortgages	Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`4N2815AB05000`

Property Details

APN / Parcel Number

Primary APN	`4N2815AB05000`
Alternative APNs	`132392.00` `132392`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,273 sqft Finished Area
1st Floor Area	1,273 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1970
Exterior Material	Wood Siding
Lot Area	6,696 sqft (0.153 acres)

Exterior Amenities

Patio Area	132 sqft
Fence	Fence
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	132392
Old Parcel Number	132392.00
Street Address	645 W HEMLOCK AVE
City	HERMISTON
State	OR
Zip	97838-2324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC/TWN/RNG/MER:SEC 15 TWN 04N RNG 28
Legal Range	28E
Legal Township	04N
Legal Section	15
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	BORTHWICK ADD
Jurisdiction	UMATILLA OR
Township / Civil Division	HERMISTON-UMATILLA
Census Block Group	4
Census Block	4006
Census Tract	951100

Owner

645 W Hemlock Ave is owned and occupied by an individual who bought it in August 2006.

Source: Umatilla County records, as of March 4, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	645 W HEMLOCK AVE, HERMISTON, OR 97838-2324
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2006 · Amount on File
Deed Sale	Aug 15, 2006 · Amount on File
Deed Document Number	2006-5060116
Record Updated	Jun 7, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	645 W HEMLOCK AVE, HERMISTON, OR 97838-2324
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20207000394
Date	Apr 29, 2020
Instrument	2020-7000394

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	COQUILLE, OR 97423

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Apr 28, 2060

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Umatilla County assessment roll, as of September 30, 2023

Property Jurisdictions

Type	Name
State	Oregon
County	Umatilla County
Municipality	Hermiston City
Unified School District	Hermiston School District 8 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,747.00	$127,520 Land $44,300 Building $83,220	$183,560 Land $58,000 Building $125,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 645 W Hemlock Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 645 W Hemlock Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERMISTON serves 20,000 people · EPA ID OR4100372
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Mountain Net Fiber · Cable · Fixed Wireless in parts of the area	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20