645 W Bankside Dr, Eagle, ID 83616 Property Records

Ada County property record for 645 W Bankside Dr, Eagle, ID 83616

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,694 sqft · built 2001
Lot Size	0.345 acres (15,028 sqft)
Owner	Individual Name on File
Last Sale	$361,300 (Jun 2019)
Tax Bill	$2,572 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R8192150060`

Property Details

APN / Parcel Number

Primary APN	`R8192150060`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,694 sqft Living Area
Gross Area	4,640 sqft
1st Floor Area	1,766 sqft
Upper Floors Area	1,852 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	15,028 sqft (0.345 acres)
Garage Type	Attached
Garage Area	946 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	342 sqft
Patio Area	158 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	645 W BANKSIDE DR
City	EAGLE
State	ID
Zip	83616-5881
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2-P
Legal Description	LOT 6 BLK 1 STREAMSIDE SUB
Legal Range	01E
Legal Township	04N
Legal Section	20
Legal Subdivision	STREAMSIDE SUB
Legal Block	1
Legal Lot Number	6
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	2
Census Block	2005
Census Tract	10357

Owner

645 W Bankside Dr is owned and occupied by an individual who bought it in June 2019.

Source: Ada County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	645 W BANKSIDE DR, EAGLE, ID 83616-5881
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Deed of Trust, Mortgage · Line of Credit D L EVANS BANK
Jun 28, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2019 · Amount on File
Deed Sale	Jun 28, 2019 · Amount on File
Prior Sale	Aug 31, 2012 · Amount on File
Deed Document Number	201956907
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	645 W BANKSIDE DR, EAGLE, ID 83616-5881
Transaction Type	Mortgage
Record Updated	Mar 7, 2023
Title Company	ALLIANCE TITLE-BOISE PRODUCT, ALLIANCE TTL BOISE PRODUCTIO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011596
Date	Feb 27, 2023
Instrument	2023-011596

Lender

Name	D L EVANS BANK
Type	Bank
Address	EAGLE, ID 83616

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Jun 28, 2019
Property Address	645 W BANKSIDE DR, EAGLE, ID 83616-5881
Document Number	0000056907
Map Reference	MB 75 PG 7750-7754
Instrument Date	Jun 13, 2019
Instrument	2019-056907
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	PIONEER TITLE CO OF ADA CNTY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 652, SUN VALLEY, ID 83353-0652

Mortgage

Document Number	0000056908
Date	Jun 28, 2019
Instrument	2019-056908

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 645 W Bankside Dr was $2,572 with a homeowner's exemption, down 21.4% from the year before.

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Eagle City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,021,900 (+9.68%)	$1,021,900 (+9.68%)
2025	$2,572.00 (-21.42%) Homeowner's exemption	$931,700	$931,700
2024	$3,273.00
2023		$849,800 Land $344,500 Building $505,300	$849,800 Land $344,500 Building $505,300
2022	$4,254.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 645 W Bankside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	3 (2017)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 645 W Bankside Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.9% of Idaho
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER IDAHO private · serves 264,978 people · EPA ID ID4010016
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Anthem Broadband.

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