645 W 640 N, Orem, UT 84057 Property Records

Utah County property record for 645 W 640 N, Orem, UT 84057

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 888 sqft · built 1970
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$247,380 (May 2026)
Tax Bill	$1,837 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Nov 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`44-012-0004`

Property Details

APN / Parcel Number

Primary APN	`44-012-0004`
Alternative APN	`060539`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	888 sqft Living Area
Gross Area	2,040 sqft
1st Floor Area	888 sqft
Basement Area	888 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1991
Architectural Style	A-Frame
Exterior Material	Brick/Stone
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	175 sqft
Patio Area	91 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	060539
Street Address	645 W 640 N
City	OREM
State	UT
Zip	84057-3613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4, PLAT B, KINGSLYNN SUB.
Legal Subdivision	KINGSLYNN SUB
Legal Lot Number	4
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	3
Census Block	3012
Census Tract	801

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	645 W 640 N, OREM, UT 84057-3613
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Warranty Deed, Transfer · Conventional Mortgage CYPRUS FEDERAL CREDIT UNION
Nov 18, 2025	Intrafamily Transfer, Transfer 1ST LIBERTY TITLE LC, 1ST LIBERTY TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2026 · Amount on Record
Deed Sale	May 4, 2026 · Amount on Record
Prior Sale	Nov 20, 2014 · Amount on Record
Deed Document Number	202637195
Prior Transfer Date	Jul 10, 2014
Prior Transfer Doc	0000057481
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	May 4, 2026
Property Address	645 W 640 N, OREM, UT 84057-3613
Document Number	0000037195
Instrument Date	Apr 28, 2026
Instrument	2026.37195
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	645 W 640 N, OREM, UT 84057-3613
Investor	Possibly a Property Investor

Mortgage

Document Number	0000037196,
Date	May 4, 2026
Instrument	2026..37196

Lender

Name	CYPRUS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.54%
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Nov 18, 2025
Property Address	645 W 640 N, OREM, UT 84057-3613
Document Number	0000090399
Instrument Date	Nov 18, 2025
Instrument	90399:2025
Transaction Type	Transfer
Record Updated	Nov 28, 2025
Title Company	1ST LIBERTY TITLE LC, 1ST LIBERTY TITLE LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	645 W 640 N, OREM, UT 84057-3613

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Orem City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$234,300 (+1.6%)	$426,000 (+1.6%) Land $184,300 Building $241,700
2025	$1,837.00 (+1.89%)	$230,615 (+4.2%)	$419,300 (+4.2%) Land $184,300 Building $235,000
2024	$1,803.00 (+7.07%)
2023	$1,684.00 (+0.66%)	$221,320	$402,400 Land $175,400 Building $227,000
2022	$1,673.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREM CITY WATER SYSTEM serves 98,129 people · EPA ID UTAH25020
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Utah Broadband.

Nearby Properties on W 640 N

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures