Hancock County property record for 645 W 3rd St, Garner, IA 50438
| Property Type | Light Industrial |
|---|---|
| Details | 3,360 sqft · built 2022 |
| Lot Size | 0.657 acres (28,619 sqft) |
| Owner | Company Name on File |
| Last Sale | $80,000 (Apr 2021) |
| Tax Bill | $2,054 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2150300050 |
| Primary APN | 2150300050 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 3,360 sqft Gross Area |
| 1st Floor Area | 3,360 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 28,619 sqft (0.657 acres) |
| Lot Dimensions | 200 ft deep x 168 ft wide |
| Water Source | Commercial |
|---|
| Street Address | 645 W 3RD ST |
|---|---|
| City | GARNER |
| State | IA |
| Zip | 50438-1210 |
| Property Category | Industrial |
| Property Type | Industrial > Light Industrial |
| Legal Description | 30-96-23 TR 200' X 168' EXC N 100' OF W 50' IN E1/2 SW 30 96 23 |
| Jurisdiction | HANCOCK IA |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 270100 |
645 W 3rd St, an industrial property, is owned by a company that bought it in April 2021.
Source: Hancock County records, as of September 1, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1130 STATE ST, GARNER, IA 50438-1838 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 23, 2021 · Amount on File |
| Deed Sale | Apr 23, 2021 · Amount on File |
| Deed Document Number | 2021869 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK IA |
| Property Address | 645 W 3RD ST, GARNER, IA 50438-1210 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000210874 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 21-0874 |
| Name | FARMERS TRUST & SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 22, 2046 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 645 W 3rd St was $2,054, up 23.1% from the year before.
Source: Hancock County assessment roll, as of September 29, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Hancock County |
| Municipality | Garner City |
| Unified School District | Garner-Hayfield-Ventura Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,054.00 (+23.14%) | $148,660 Land $28,600 Building $120,060 | $148,660 Land $28,600 Building $120,060 |
| 2024 | $1,668.00 | ||
| 2023 | $99,920 (+39.03%) Land $28,600 Building $71,320 | $99,920 Land $28,600 Building $71,320 | |
| 2022 | $1,202.00 | $71,870 Land $28,600 Building $43,270 | |
| 2021 | $71,870 Land $28,600 Building $43,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 645 W 3rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 26, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
No wildfire likelihood is modeled around 645 W 3rd St, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARNER WATER WORKS serves 3,065 people · EPA ID IA4130075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comm 1 Connects Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Winnebago Cooperative Telecom Association.
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