645 W 11th St, Merced, CA 95341 Property Records

Merced County property record for 645 W 11th St, Merced, CA 95341

Property Summary

Property TypeCommercial
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on File
Last Sale$150,000 (Jul 2015)
Tax Bill$1,857 (2025)
Flood ZoneZone AO (high risk)
APN031-313-007-000

Property Details

APN / Parcel Number

Primary APN031-313-007-000
Alternative APN
  • 031-313-007

Interior

Units3 Units

Exterior

Lot Area7,500 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number031-313-007
Street Address645 W 11TH ST
CityMERCED
StateCA
Zip95341-5901
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeR315
Legal DescriptionMERCED LOT 11 BLK 275
Legal SubdivisionMERCED
Legal Block275
Legal Lot Number11
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group2
Census Block2010
Census Tract1502

Owner

645 W 11th St, a commercial property, is owned by an individual who bought it in July 2015.

Source: Merced County records, as of August 21, 2026

Owner of RecordIndividual Name on File
Mailing Address645 W 11TH ST, MERCED, CA 95341-5901
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 7, 2015 · Amount on File
Deed SaleJul 7, 2015 · Amount on File
Deed Document Number201523171
Prior Transfer DateJun 29, 2015
Prior Transfer Doc0000022523
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 645 W 11th St was $1,857.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$163,285 (-1.19%) Land $54,333 Building $108,952
2025$1,857.00$165,253 Land $53,268 Building $111,985
2023$1,726.00 (-1.48%)$158,184 Land $51,200 Building $106,984
2022$1,752.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 645 W 11th St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AO
high risk · sheet flow 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 51 policies
Nearby Flood Policies51 in force
Nearby Flood Claims3 (1998–2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 645 W 11th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MERCED
serves 96,073 people · EPA ID CA2410009
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Ayera Technologies
Fixed Wireless
1,000 / 500
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

Nearby Properties on W 11th St

Nearby Streets

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