Kent County property record for 645 Vista Ave, Dover, DE 19901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,196 sqft · built 2006 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (Mar 2023) |
| Tax Bill | $1,636 (2023) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 2-05-068.09-01-66.00-000 |
| Primary APN | 2-05-068.09-01-66.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,196 sqft Living Area |
| Gross Area | 3,282 sqft |
| Basement Area | 1,086 sqft |
| Unfinished Basement | 1,086 sqft |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Shingle |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Dimensions | 100 ft deep x 34 ft wide |
| Garage Type | Finished |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 39 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Account Number | 69247 |
|---|---|
| Old Parcel Number | ED05068.090166.00/000 |
| Street Address | 645 VISTA AVE |
| City | DOVER |
| State | DE |
| Zip | 19901-4307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RG3 |
| Legal Description | THE OVERLOOK ON SILVER LAKE, LOT #29 645 VISTA AVENUE |
| Legal Subdivision | THE OVERLOOK ON SILVER LAKE |
| Legal Lot Number | 29 645 |
| Jurisdiction | KENT DE |
| Township / Civil Division | DOVER |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 40900 |
Source: Kent County records, as of October 4, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 645 VISTA AVE, DOVER, DE 19901-4307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 3, 2023 | Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Jan 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 8, 2019 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Jul 2, 2018 | Grant Deed, Transfer LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 2023 · Amount on Record |
| Deed Sale | Mar 3, 2023 · Amount on Record |
| Prior Sale | Jul 2, 2018 · Amount on Record |
| Deed Document Number | 2023-469998 |
| Deed Book / Page | 12389 / 180 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Mar 3, 2023 |
| Property Address | 645 VISTA AVE, DOVER, DE 19901-4307 |
| Document Number | 0000469998 |
| Book / Page | 12389 / 180 |
| Map Reference | MB 54 PG 12 |
| Instrument Date | Mar 1, 2023 |
| Instrument | 2023-469998 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2113 LORI DR, WILMINGTON, DE 19808-4744 |
| Name | Verified Name |
|---|---|
| Address | 645 VISTA AVE, DOVER, DE 19901-4307 |
| Document Number | 0000469999 |
|---|---|
| Date | Mar 3, 2023 |
| Instrument | 2023-469999 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Number | 0000470000 |
|---|---|
| Date | Mar 3, 2023 |
| Book Page | 12389/208 |
| Instrument | 2023-470000 |
| Name | DELAWARE STATE HOUSING AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | DOVER, DE 19901 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 645 VISTA AVE, DOVER, DE 19901-4307 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000407056 |
|---|---|
| Date | Jan 27, 2021 |
| Book Page | 10755/170 |
| Instrument | 2021-407056 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 645 VISTA AVE, DOVER, DE 19901-4307 |
| Document Number | 0000371585 |
| Instrument Date | Oct 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 645 VISTA AVE DOVER DE 199014307, DOVER, DE 19901-4307 |
| Document Number | 0000371585 |
|---|---|
| Date | Oct 17, 2019 |
| Book Page | 009825/000179 |
| Instrument | 371585 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 16, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Jul 2, 2018 |
| Property Address | 645 VISTA AVE, DOVER, DE 19901-4307 |
| Document Number | 0000343351 |
| Book / Page | 009183 / 000218 |
| Instrument Date | Jun 20, 2018 |
| Instrument | 343351 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,497.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2113 LORI DR WILMINGTON DE 198084744, WILMINGTON, DE 19808-4744 |
| Document Number | 343352 |
|---|---|
| Date | Jul 2, 2018 |
| Book Page | 009183/000223 |
| Instrument | 343352 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 1, 2048 |
Source: Kent County assessment roll, as of February 15, 2023
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Municipality | Dover City |
| Unified School District | Capital School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $1,636.00 | $55,600 Land $6,800 Building $48,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.1% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOVER WATER DEPARTMENT serves 39,491 people · EPA ID DE0000571 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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