San Joaquin County property record for 645 Vera Ave, Ripon, CA 95366 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1960 |
| Square Footage | 2,512 sqft Living Area |
| Lot Size | 8,400 sqft (0.193 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $444,000 (2015) |
| Tax Bill | $4,822.00 (2025) |
| Primary APN | 259-160-080-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,512 sqft Living Area |
| 1st Floor | 2,512 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Wood Construction |
| Lot Area | 8,400 sqft (0.193 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Old Parcel Number | 259-160-08 |
|---|---|
| Street Address | 645 VERA AVE |
| City | RIPON |
| State | CA |
| Zip | 95366-2614 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | VANANDEL LOT 10,11 |
| Legal Subdivision | VAN ANDEL TR |
| Legal Block | 2 |
| Legal Lot Number | 10,11 |
| Jurisdiction | SAN JOAQUIN CA |
| Minor Civil Division | RIPON |
| Census Blockgroup | 2 |
| Census Block | 2028 |
| Census Tract | 5001 |
Source: San Joaquin County records · APN 259-160-080-000
Assessment roll updated September 24, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 645 VERA AVE, RIPON, CA 95366-2614 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Family Trust |
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CREDIT UNION |
| Nov 29, 2022 | Intrafamily Transfer, Transfer |
| Apr 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE |
| Jul 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Dec 28, 2021 | Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 13, 2015 · Amount on Record |
| Deed Sale | Aug 13, 2015 · Amount on Record |
| Prior Sale | Jul 31, 2013 · Amount on Record |
| Deed Doc Number | 201597519 |
| Last Transfer Date | Oct 31, 2022 |
| Transfer Doc | 0000132820 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jun 30, 2026 |
| Property Address | 645 VERA AVE, RIPON, CA 95366-2614 |
| Document Number | 0000059525 |
| Instrument Date | Jun 24, 2026 |
| Instrument | 202659525 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Address | 645 VERA AVE, RIPON, CA 95366-2614 |
| Document Number | 0000059525, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 202659525 |
| Name | GOLDEN 1 CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 7.25% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Nov 29, 2022 |
| Property Address | 645 VERA AVE, RIPON, CA 95366-2614 |
| Document Number | 0000132820 |
| Instrument Date | Oct 31, 2022 |
| Instrument | 2022-132820 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 645 VERA AVE, RIPON, CA 95366-2614 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 645 VERA AVE, RIPON, CA 95366-2614 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000042897 |
|---|---|
| Date | Apr 17, 2017 |
| Instrument | 2017-042897 |
| Name | AMERICAN PACIFIC MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 645 VERA AVE, RIPON, CA 95366-2614 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | NORTH AMERICAN TITLE CONCORD |
| Name | Verified Name |
|---|
| Document Number | 0000091702 |
|---|---|
| Date | Jul 29, 2020 |
| Instrument | 2020-091702 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 645 VERA AVE, RIPON, CA 95366-2614 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000214928 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 2021-214928 |
| Name | QUORUM FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | PURCHASE, NY 10577 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: San Joaquin County records · Assessment roll updated September 24, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Ripon City |
| Unified School District | Ripon Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,822.00 (+3.81%) Homeowner's exemption | $446,336 (+4.04%) Land $108,163 Building $338,173 | |
| 2023 | $4,645.00 (+1.64%) Homeowner's exemption | $429,007 Land $103,964 Building $325,043 | $668,790 |
| 2022 | $4,570.00 |
645 Vera Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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