Monterey County property record for 645 Ventura Dr, Soledad, CA 93960
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,160 sqft · built 2016 |
| Lot Size | 0.139 acres (6,034 sqft) |
| Owner | Individual Name on File |
| Last Sale | $383,500 (Nov 2016) |
| Tax Bill | $6,572 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-515-027-000 |
| Primary APN | 022-515-027-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,160 sqft Living Area |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 6,034 sqft (0.139 acres) |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Old Parcel Number | 022-515-027 |
|---|---|
| Street Address | 645 VENTURA DR |
| City | SOLEDAD |
| State | CA |
| Zip | 93960-3416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MIRAVALE II UNIT III VOLUME 24 C&T PG 43 TRACT NO 1521 LOT 100 6034 SF |
| Legal Subdivision | MIRAVALE II UNIT III |
| Legal Tract | 1521 |
| Legal Lot Number | 100 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SOLEDAD |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 11105 |
645 Ventura Dr is owned and occupied by an individual who bought it in November 2016.
Source: Monterey County records, as of August 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 645 VENTURA DR, SOLEDAD, CA 93960-3416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jan 25, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 1, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage DISCOVER BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 2016 · Amount on File |
| Deed Sale | Nov 4, 2016 · Amount on File |
| Deed Document Number | 201667518 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 645 VENTURA DR, SOLEDAD, CA 93960-3416 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 645 VENTURA DR, SOLEDAD, CA 93960-3416 |
| Document Number | 0000063881 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 2021063881 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 645 VENTURA DR, SOLEDAD, CA 93960-3416 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 645 VENTURA DR, SOLEDAD, CA 93960-3416 |
| Document Number | 0000005099 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 2021005099 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92602 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 311 Months |
| Due | Dec 1, 2046 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Jul 1, 2019 |
| Property Address | 645 VENTURA DR, SOLEDAD, CA 93960-3416 |
| Instrument Date | Jun 25, 2019 |
| Instrument | 27217 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 11, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 645 VENTURA DR SOLEDAD CA 939603416, SOLEDAD, CA 93960-3416 |
| Document Number | 0000027217 |
|---|---|
| Date | Jul 1, 2019 |
| Instrument | 27217 |
| Name | DISCOVER BK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 30, 2039 |
The 2025 property tax bill for 645 Ventura Dr was $6,572 with a homeowner's exemption.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Soledad City |
| Unified School District | Soledad Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $453,576 (+2%) Land $106,537 Building $347,039 | |
| 2025 | $6,572.00 Homeowner's exemption | $444,684 Land $104,449 Building $340,235 |
| 2023 | $5,860.00 (-1.53%) Homeowner's exemption | $427,418 Land $100,394 Building $327,024 |
| 2022 | $5,951.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 645 Ventura Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 645 Ventura Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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