Guadalupe County property record for 645 Valley View Dr, Cibolo, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,282 sqft · built 1981 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $223,100 (Jul 2016) |
| Tax Bill | $3,557 (2025) |
| Deeds & Mortgages | Oct 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 2G0134000007400000 |
| Primary APN | 2G0134000007400000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,282 sqft Living Area |
| Gross Area | 3,386 sqft |
| 1st Floor Area | 2,282 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft |
| Garage Type | Attached |
| Garage Area | 782 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Covered Porch |
| Porch Area | 235 sqft |
| Deck Area | 3,141 sqft |
| Patio Area | 322 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 645 VALLEY VIEW DR |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-4130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ABS: 134 SUR: JOSE FLORES 2.0000AC |
| Legal Subdivision | FLORES JOSE |
| Legal Block | 2 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SOUTHWEST GUADALUPE |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 210804 |
645 Valley View Dr is owned and occupied by two individuals who bought it in July 2016.
Source: Guadalupe County records, as of August 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 645 VALLEY VIEW DR, CIBOLO, TX 78108-4130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2016 · Amount on File |
| Deed Sale | Jul 11, 2016 · Amount on File |
| Deed Document Number | 201614696 |
| Prior Transfer Date | Jun 10, 2016 |
| Prior Transfer Doc | 0000014696 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 645 VALLEY VIEW DR, CIBOLO, TX 78108-4130 |
| Document Number | 0000000915 |
| Instrument Date | Oct 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Title Company | SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 645 VALLEY VIEW DR CIBOLO TX 781084130, CIBOLO, TX 78108-4130 |
| Document Number | 0000000915 |
|---|---|
| Date | Jan 11, 2019 |
| Instrument | 915 |
| Name | HOME PT FIN'L |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 468 Months |
| Due | Jan 10, 2058 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
The 2025 property tax bill for 645 Valley View Dr was $3,557 with exemptions applied, down 21.4% from the year before.
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $331,258 (-22.7%) Land $117,827 Building $213,431 | $331,258 (-32.42%) Land $117,827 Building $213,431 | |
| 2025 | $3,557.00 (-21.41%) Homeowner's exemption Senior Citizen's exemption | $428,533 Land $215,433 Building $274,752 | $490,185 Land $215,433 Building $274,752 |
| 2024 | $4,526.00 (-0.13%) | ||
| 2023 | $4,532.00 (-24.89%) Homeowner's exemption Senior Citizen's exemption | $460,751 Land $173,551 Building $287,200 | $460,751 Land $173,551 Building $287,200 |
| 2022 | $6,034.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 645 Valley View Dr in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 25 (1997–2015) |
| Claims Outside the SFHA | 18 of 25 |
| Most Recent Claim | Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 645 Valley View Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Guadalupe Valley Electric Cooperative Fiber | 1,000 / 1,000 |
| Alamo Broadband Fixed Wireless | 990 / 300 |
| VTX Communications Fixed Wireless | 400 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: ZipLink Internet.
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