645 Valley Rd, Glencoe, IL 60022 Property Records

Cook County property record for 645 Valley Rd, Glencoe, IL 60022

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,823 sqft · built 1968
Lot Size0.196 acres (8,554 sqft)
OwnerIndividual Name on File
Last Sale$751,000 (Mar 2018)
Tax Bill$13,757 (2023)
Deeds & MortgagesOct 2020 Mortgage
Oct 2020 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN05-07-302-012

Property Details

APN / Parcel Number

Primary APN05-07-302-012
Alternative APN
  • 05-07-302-012-0000

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,823 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1969
Architectural StyleMulti-Level
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof MaterialOther
Lot Area8,554 sqft (0.196 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address645 VALLEY RD
CityGLENCOE
StateIL
Zip60022-1660
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Range13E
Legal Township42N
Legal Section07
Legal SubdivisionGORMLEYS ADD
Legal Block2
Legal Lot Number13,14
JurisdictionCOOK IL
Township / Civil DivisionNEW TRIER
Census Block Group6
Census Block6002
Census Tract800200

Owner

Source: Cook County records · APN 05-07-302-012

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address645 VALLEY RD, GLENCOE, IL 60022-1660
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MTG
Oct 14, 2020Deed of Trust, Mortgage · Line of Credit
EVERGREEN BK GRP
Aug 05, 2019Deed of Trust, Mortgage
CROSSCOUNTRY MTG
Mar 13, 2018Grant Deed, Transfer
BEMORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 13, 2018 · Amount on Record
Deed SaleMar 13, 2018 · Amount on Record
Deed Document Number201849086
Prior Transfer DateFeb 20, 2004
Prior Transfer Doc0000050203
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address645 VALLEY RD, GLENCOE, IL 60022-1660
Document Number2101420102
Instrument DateOct 14, 2020
Transaction TypeMortgage
Record UpdatedJan 22, 2021
Title CompanyGREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address645 VALLEY RD GLENCOE IL 600221660, GLENCOE, IL 60022-1660

Mortgage

Document Number2101420102
DateJan 14, 2021
Instrument1420102
Lender
NameCROSSCOUNTRY MTG
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 13, 2051
Interest
Rate TypeFixed Rate
Rate2.62%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address645 VALLEY RD, GLENCOE, IL 60022-1660
Document Number2101420103
Instrument DateOct 14, 2020
Transaction TypeMortgage
Record UpdatedJan 22, 2021
Title CompanyGREATER ILLINOIS TITLE COMPANY, GIT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address645 VALLEY RD GLENCOE IL 600221660, GLENCOE, IL 60022-1660

Mortgage

Document Number2101420103
DateJan 14, 2021
Instrument1420103
Lender
NameEVERGREEN BK GRP
TypeBank
AddressOAK BROOK, IL 60523
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJan 13, 2041
Interest
Rate TypeAdjustable Rate
Rate3.25%

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address645 VALLEY RD, GLENCOE, IL 60022-1660
Document Number1923345028
Instrument DateAug 05, 2019
Transaction TypeMortgage
Record UpdatedAug 29, 2019
Title CompanyGREATER ILLINOIS TITLE COMPANY, GIT

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address645 VALLEY ROAD GLENCOE IL GLENCOE IL 60022, GLENCOE, IL 60022

Mortgage

Document Number1923345028
DateAug 21, 2019
Instrument23345028
Lender
NameCROSSCOUNTRY MTG
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
AmountAmount Recorded
Term360 Months
DueAug 20, 2049
Interest
Rate TypeFixed Rate

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCOOK IL
Recording DateMar 13, 2018
Property Address645 VALLEY RD, GLENCOE, IL 60022-1660
Document Number1807249086
Instrument DateFeb 28, 2018
Instrument7249086
Transaction TypeTransfer
Record UpdatedMar 22, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$751.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address645 VALLEY RD GLENCOE IL 600221660, GLENCOE, IL 60022-1660

Mortgage

Document Number1807249087
DateMar 13, 2018
Instrument7249087
Lender
NameBEMORTGAGE
AddressLOMBARD, IL 60148
Agreement
AmountAmount Recorded
Term360 Months
DueMar 12, 2048
Interest
Rate TypeFixed Rate
Rate4.37%

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionNew Trier Township
MunicipalityGlencoe Village
Elementary School DistrictGlencoe School District 35 (KG - 08)
Secondary School DistrictNew Trier Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$69,290 (+19.84%) Land $22,240 Building $47,050$692,900 (+19.84%) Land $222,400 Building $470,500
2023$13,757.00 (+4.05%)
2022$13,222.00$57,818 Land $18,818 Building $39,000$578,180 Land $188,180 Building $390,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims5 (1979–2011)
Claims Outside the SFHA4 of 5
Most Recent ClaimJul 2011 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 248 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemGLENCOE
serves 8,849 people
Water SourceSurface water
Last State InspectionMay 2023
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Valley Rd

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