645 Upright Rd, Mount Ulla, NC 28125 Property Records

Rowan County property record for 645 Upright Rd, Mount Ulla, NC 28125

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,732 sqft · built 2018
Lot Size	2.45 acres (106,722 sqft)
Owner	Company Name on Record
Tax Bill	$3,912 (2026)
Deeds & Mortgages	Nov 2023 Transfer Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`758 050`

Property Details

APN / Parcel Number

Primary APN	`758 050`
Alternative APN	`6344325`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,732 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Lot Area	106,722 sqft (2.45 acres)
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	645 UPRIGHT RD
City	MOUNT ULLA
State	NC
Zip	28125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L1 2.45AC
Jurisdiction	ROWAN NC
Township / Civil Division	STEELE
Census Block Group	1
Census Block	1073
Census Tract	51901

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	625 UPRIGHT RD, MOUNT ULLA, NC 28125-6789
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Intrafamily Transfer, Transfer
Dec 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRULIANT FCU
Aug 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage TRULIANT FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 31, 2023
Transfer Doc	0014320742
Record Updated	Oct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROWAN NC
Recording Date	Nov 9, 2023
Property Address	645 UPRIGHT RD, MOUNT ULLA, NC 28125
Document Number	0014320742
Book / Page	1432 / 742
Instrument Date	Oct 31, 2023
Transaction Type	Transfer
Record Updated	Nov 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	625 UPRIGHT RD, MOUNT ULLA, NC 28125-6789

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	625 UPRIGHT RD, MOUNT ULLA, NC 28125-6789

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	645 UPRIGHT RD, MOUNT ULLA, NC 28125
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013900488
Date	Dec 8, 2021
Book Page	1390/488

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	645 UPRIGHT RD, MOUNT ULLA, NC 28125
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013130484
Date	Aug 1, 2018
Book Page	1313/0484

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,912.00	$583,945 (-) Land $37,625 Building $546,320	$583,945 (-) Land $37,625 Building $546,320
2025	$3,912.00	$583,945 (-) Land $37,625 Building $546,320
2023	$3,912.00	$583,945 Land $37,625 Building $546,320	$583,945 Land $37,625 Building $546,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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