645 Twp Rd 35, Ada, OH 45810 Property Records

Hardin County property record for 645 Twp Rd 35, Ada, OH 45810

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,500 sqft · built 1973
Lot Size	2.31 acres (100,624 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Jul 2002)
Tax Bill	$2,838 (2025)
Deeds & Mortgages	Feb 2025 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-050020.0000`

Property Details

APN / Parcel Number

Primary APN	`24-050020.0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft
Basement Area	1,500 sqft
Unfinished Basement	1,500 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	100,624 sqft (2.31 acres)

Exterior Amenities

Porch	Slab
Porch Area	320 sqft
Shed	1 Shed
Shed Area	600 sqft
Lean-To	960 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Well

Location & Zoning

Street Address	645 TR 35
City	ADA
State	OH
Zip	45810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE 1/4 S5 2.31A
Jurisdiction	HARDIN OH
Township / Civil Division	LIBERTY
Census Block Group	3
Census Block	3008
Census Tract	300

Owner

645 Twp Rd 35 is owned and occupied by two individuals who acquired it in January 2025.

Source: Hardin County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	35 TWP RD, ADA, OH 45810
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2025	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jan 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY NATIONAL BANK
Jun 22, 2018	Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2002 · Amount on File
Deed Sale	Jul 3, 2002 · Amount on File
Prior Sale	Aug 6, 2001 · Amount on File
Last Transfer Date	Jan 3, 2025
Transfer Doc	00572/5826
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	645 TR 35, ADA, OH 45810
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 TOWNSHIP ROAD 35, ADA, OH 45810-9419

Mortgage

Document Number	00573/1609
Date	Feb 7, 2025
Book Page	573/1609
Instrument	2025000357

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	5555 CLEVELAND AVE, COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jan 27, 2055

Interest

Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	645 TR 35, ADA, OH 45810
Transaction Type	Mortgage
Record Updated	Apr 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	559/1639
Date	Jan 11, 2021
Book Page	559/1639
Instrument	202100000094

Lender

Name	LIBERTY NATIONAL BANK
Type	Bank
Address	KENTON, OH 43326

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	645 TR 35, ADA, OH 45810
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	550/1639
Date	Jun 22, 2018
Book Page	550/1639
Instrument	201800001969

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 645 Twp Rd 35 was $2,838 with a homeowner's exemption, up 1.2% from the year before.

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hardin County
County Subdivision	Liberty Township
Unified School District	Ada Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,838.00 (+1.18%)	$75,870 (-) Land $11,040 Building $64,830
2024	$2,805.00 (+0.72%) Homeowner's exemption	$75,870 (-) Land $11,040 Building $64,830
2023	$2,785.00 (+7.28%) Homeowner's exemption	$75,870 (+24.13%) Land $11,040 Building $64,830	$216,770 Land $31,540 Building $185,230
2022	$2,596.00 Homeowner's exemption	$61,120 Land $5,790 Building $55,330
2020			$174,630 Land $16,540 Building $158,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 645 Twp Rd 35 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 645 Twp Rd 35 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
HDER Link Fixed Wireless	100 / 100

May also be available: Watch TV.

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