645 Two Creeks Ln, Austin, TX 78737 Property Records

Hays County property record for 645 Two Creeks Ln, Austin, TX 78737

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,008 sqft · built 2022
Lot Size	0.253 acres (11,021 sqft)
Owner	Individual Name on Record
Last Sale	$965,048 (Jun 2026)
Tax Bill	$23,336 (2024)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`116392000I007004`

Property Details

APN / Parcel Number

Primary APN	`116392000I007004`
Alternative APN	`R184082`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,008 sqft Living Area
Gross Area	3,734 sqft
1st Floor Area	3,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,021 sqft (0.253 acres)
Garage Type	Attached
Garage Area	706 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R184082
Street Address	645 TWO CREEKS LN
City	AUSTIN
State	TX
Zip	78737-1714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARTEN RANCH PHASE 2B, BLOCK I, LOT 7, ACRES 0.253
Legal Subdivision	PARTEN RANCH PHASE 2B
Legal Phase	2B
Legal Block	I
Legal Lot Number	7
Jurisdiction	HAYS TX
Township / Civil Division	DRIPPING SPRINGS-WIMBERLEY
Census Block Group	5
Census Block	5009
Census Tract	10816

Owner

Source: Hays County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	393 STONE RIVER DR, AUSTIN, TX 78737-4748
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed, Transfer · Conventional Mortgage RIVER FINANCIAL
Jun 25, 2026	Deed, Transfer · Conventional Mortgage RIVER FINANCIAL
Dec 19, 2022	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2026 · Amount on Record
Deed Sale	Jun 25, 2026 · Amount on Record
Prior Sale	Jun 5, 2024
Deed Document Number	202623759
Prior Transfer Date	Apr 21, 2025
Prior Transfer Doc	0000013719
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HAYS TX
Recording Date	Jun 25, 2026
Property Address	645 TWO CREEKS LN, AUSTIN, TX 78737-1714
Document Number	0000023759
Instrument Date	Jun 17, 2026
Instrument	202623759
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	393 STONE RIVER DR, AUSTIN, TX 78737-4748

Mortgage

Document Number	0000023760,
Date	Jun 25, 2026
Instrument	202623760

Lender

Name	RIVER FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000023761,
Date	Jun 25, 2026
Instrument	202623761

Lender

Name	INTERNATIONAL BANK/COMMERCE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Max Rate	-1%

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HAYS TX
Recording Date	Jun 25, 2026
Property Address	645 TWO CREEKS LN, AUSTIN, TX 78737-1714
Document Number	0000023759
Instrument Date	Jun 17, 2026
Instrument	202623759
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	INDEPENDENCE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	393 STONE RIVER DR, AUSTIN, TX 78737-4748

Mortgage

Document Number	0000023760,
Date	Jun 25, 2026
Instrument	202623760

Lender

Name	RIVER FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000023761,
Date	Jun 25, 2026
Instrument	202623761

Lender

Name	INTERNATIONAL BANK/COMMERCE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	15 Months
Due	Jul 1, 2041

Interest

Rate	6.36%
Max Rate	-1%

December 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	HAYS TX
Recording Date	Dec 19, 2022
Property Address	645 TWO CREEKS LN, AUSTIN, TX 78737-1714
Document Number	0000057010
Map Reference	FILE 21064604
Instrument Date	Dec 15, 2022
Instrument	22057010
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 2, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 TWO CREEKS LN, AUSTIN, TX 78737-1714

Mortgage

Document Number	0000057011
Date	Dec 19, 2022
Instrument	22057011

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Hays County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hays County
Unified School District	Dripping Springs Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$866,440 (-9.39%) Land $207,980 Building $658,460	$866,440 (-9.39%) Land $207,980 Building $658,460
2024	$23,336.00 (+552.57%)
2023		$956,220 Land $207,980 Building $748,240	$956,220 Land $207,980 Building $748,240
2022	$3,576.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 43% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST TRAVIS COUNTY PUBLIC UTILITY AGENCY serves 35,664 people · EPA ID TX2270235
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Nov 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, Spry Air Fiber.

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