645 Tumble Creek Ter, Fallbrook, CA 92028 Property Records

San Diego County property record for 645 Tumble Creek Ter, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,297 sqft · built 1980
Lot Size	1.36 acres (59,677 sqft)
Owner	Company Name on File
Last Sale	$640,000 (Feb 2018)
Tax Bill	$7,854 (2025)
Deeds & Mortgages	Apr 2023 Transfer Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`105-292-28-00`

Property Details

APN / Parcel Number

Primary APN	`105-292-28-00`
Alternative APN	`1052905200`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,297 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	59,677 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1052905200
Street Address	645 TUMBLE CREEK TER
City	FALLBROOK
State	CA
Zip	92028-2590
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 4 TR PM02339
Legal Tract	1002339
Legal Block	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	3
Census Block	3007
Census Tract	19001

Owner

645 Tumble Creek Ter is owned by a company that acquired it in April 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	1329 PARTRIDGE LN, OCEANSIDE, CA 92054-5735
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2023	Intrafamily Transfer, Transfer
Feb 21, 2018	Grant Deed, Transfer · Conventional Mortgage INDEPENDENT FINANCIAL SERVICES GROU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2018 · Amount on File
Deed Sale	Feb 21, 2018 · Amount on File
Prior Sale	Mar 16, 2004 · Amount on File
Deed Document Number	201867900
Last Transfer Date	Apr 7, 2023
Transfer Doc	0000104529
Record Updated	Sep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 21, 2023
Property Address	645 TUMBLE CREEK TER, FALLBROOK, CA 92028-2590
Document Number	0000104529
Instrument Date	Apr 7, 2023
Instrument	2023-0104529
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1329 PARTRIDGE LN, OCEANSIDE, CA 92054-5735

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 21, 2018
Property Address	645 TUMBLE CREEK TER, FALLBROOK, CA 92028-2590
Document Number	0000067900
Instrument Date	Jan 10, 2018
Instrument	2018-0067900
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1329 PATRIDGE LN, OCEANSIDE, CA 92054-5735

Mortgage

Document Number	0000067901
Date	Feb 21, 2018
Instrument	2018-0067901

Lender

Name	INDEPENDENT FINANCIAL SERVICES GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 645 Tumble Creek Ter was $7,854.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$742,767 (+2%) Land $370,124 Building $372,643
2025	$7,854.00	$728,204 Land $362,867 Building $365,337
2023	$7,444.00 (-0.05%)	$699,928 Land $348,777 Building $351,151
2022	$7,448.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 645 Tumble Creek Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 645 Tumble Creek Ter is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALLBROOK PUD serves 35,237 people · EPA ID CA3710008
Water Source	Purchased surface water from several systems
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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