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645 Tottenham Ct, Galt, CA 95632 Property Records

Sacramento County property record for 645 Tottenham Ct, Galt, CA 95632 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,646 sqft · built 2015
Lot Size0.333 acres (14,505 sqft)
Owner2 Individual Names on File
Last Sale$401,500 (Feb 2015)
Tax Bill$5,870 (2025)
Deeds & MortgagesJul 2020 Mortgage
Jul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN150-0660-019-0000

Property Details

APN / Parcel Number

Primary APN150-0660-019-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,646 sqft Living Area
1st Floor Area1,323 sqft
2nd Floor Area1,128 sqft

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleH-Shape
Construction TypeWood
Roof MaterialOther
Lot Area14,505 sqft (0.333 acres)
Garage Area450 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address645 TOTTENHAM CT
CityGALT
StateCA
Zip95632-8445
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHANCELLOR ESTATES UNIT 6, LOT 218
Legal SubdivisionCHANCELLOR ESTATES UNIT 6
Legal Lot Number218
JurisdictionSACRAMENTO CA
Township / Civil DivisionGALT
Census Block Group1
Census Block1015
Census Tract9408

Owner

Source: Sacramento County records · APN 150-0660-019-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address645 TOTTENHAM CT, GALT, CA 95632-8445
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jul 08, 2019Quit Claim Deed, Mortgage · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 03, 2015 · Amount on Record
Deed SaleFeb 03, 2015 · Amount on Record
Prior SaleDec 30, 2009 · Amount on Record
Deed Book / Page20150203 / 1092
Prior Transfer DateJul 22, 2008
Prior Transfer Doc0000001129
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address645 TOTTENHAM CT, GALT, CA 95632-8445
Document Number2007170777
Instrument DateJul 13, 2020
Transaction TypeMortgage
Record UpdatedJul 28, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address645 TOTTENHAM CT GALT CA 956328445, GALT, CA 95632-8445

Mortgage

Document Number2007170777
DateJul 17, 2020
Instrument2007170777
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 16, 2050

July 2019: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionSACRAMENTO CA
Recording DateJul 08, 2019
Property Address645 TOTTENHAM CT, GALT, CA 95632-8445
Document Number1907081558
Instrument DateJul 01, 2019
Instrument1907081558
Transaction TypeMortgage
Record UpdatedJul 18, 2019
Title CompanyORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address645 TOTTENHAM CT GALT CA 956328445, GALT, CA 95632-8445

Mortgage

Document Number1907081559
DateJul 08, 2019
Instrument1907081559
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 07, 2049

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityGalt City
Elementary School DistrictGalt Joint Union Elementary School District (KG - 08)
Secondary School DistrictGalt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$511,018 (+2%) Land $159,360 Building $351,658
2025$5,870.00 (+4.36%) Homeowner's exemption$500,999 (+4.04%) Land $156,236 Building $344,763
2024$5,625.00 (+1.68%)
2023$5,532.00 (+4.08%) Homeowner's exemption$481,546 Land $150,170 Building $331,376
2022$5,315.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670094081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 6 individual NFIP policies nearby
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies6 in force
3 of 6 on primary residences
Nearby Flood Claims6 (1998–2024)
Claims Outside the SFHA2 of 6
Most Recent ClaimJan 2024, rainfall accumulation
Flood Events
  • Severe Winter Storms, Flooding, Landslides, And Mudslides (Jan 2023), 4 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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