645 Tot Dellinger Rd, Cherryville, NC 28021 Property Records

Gaston County property record for 645 Tot Dellinger Rd, Cherryville, NC 28021

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,028 sqft · built 1970
Lot Size10.1 acres (440,392 sqft)
OwnerIndividual Name on File
Last Sale$217,000 (May 2026)
Tax Bill$2,428 (2026)
Deeds & MortgagesMay 2026 Sale & Construction Loan
Oct 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN12005 00505

Property Details

APN / Parcel Number

Primary APN12005 00505
Alternative APNs
  • 1658271
  • 157279

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,028 sqft Heated Area
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleRanch
Exterior MaterialBrick Veneer
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area440,392 sqft (10.1 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address645 TOT DELLINGER RD
CityCHERRYVILLE
StateNC
Zip28021-9243
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description12 005 005 05 000
Legal SubdivisionTD KENDRICK
JurisdictionGASTON NC
Township / Civil DivisionCHERRYVILLE
Census Block Group2
Census Block2006
Census Tract30601

Owner

645 Tot Dellinger Rd is owned and occupied by an individual who bought it in May 2026.

Source: Gaston County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address645 TOT DELLINGER RD, CHERRYVILLE, NC 28021-9243
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 8, 2026Warranty Deed, Transfer · Construction Mortgage
AGSOUTH FARM CREDIT
Oct 5, 2017Deed of Trust, Mortgage · Line of Credit
ACCLAIM FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 8, 2026 · Amount on File
Deed SaleMay 8, 2026 · Amount on File
Prior SaleMar 7, 2025 · Amount on File
Deed Book / Page5639 / 1115
Prior Transfer DateSep 19, 2024
Prior Transfer Doc0055080598
Record UpdatedOct 29, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateMay 8, 2026
Property Address645 TOT DELLINGER RD, CHERRYVILLE, NC 28021-9243
Document Number5639001115
Book / Page5639 / 1115
Instrument DateMay 8, 2026
Transaction TypeTransfer
Record UpdatedJun 4, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$43,834.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 TOT DELLINGER RD, CHERRYVILLE, NC 28021-9243

Mortgage

Document Number5639001118,
DateMay 8, 2026
Book Page5639/1118
Lender
NameAGSOUTH FARM CREDIT
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term226 Months
DueMar 1, 2045
Interest
Rate6.38%
Max Rate-1%

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address645 TOT DELLINGER RD, CHERRYVILLE, NC 28021-9243
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanyFIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0049380787
DateOct 5, 2017
Book Page4938/0787
Lender
NameACCLAIM FCU
TypeCredit Union
AddressGREENSBORO, NC 27429
Agreement
TypeLine of Credit
AmountAmount on Record
Term357 Months
DueJul 25, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 645 Tot Dellinger Rd was $2,428.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,428.00$340,060 (-) Land $68,630 Building $271,430
2025$2,428.00$340,060 Land $68,630 Building $271,430
2023$2,363.00$340,060 Land $68,630 Building $271,430
2021$198,930 Land $58,850 Building $140,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 645 Tot Dellinger Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 645 Tot Dellinger Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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