645 Toosweet Rd, Sylva, NC 28779 Property Records

Jackson County property record for 645 Toosweet Rd, Sylva, NC 28779

Property Summary

Property Type	Other Improved
Details	2 bd · 2 ba · 1,120 sqft · built 2008
Lot Size	2.01 acres (87,556 sqft)
Owner	Individual Name on Record
Last Sale	$247,000 (Dec 2021)
Tax Bill	$681 (2023)
Deeds & Mortgages	Aug 2022 Transfer Dec 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7526-87-8276`

Property Details

APN / Parcel Number

Primary APN	`7526-87-8276`
Alternative APNs	`7526-87-7185` `181734`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,120 sqft
Gross Area	2,240 sqft
1st Floor Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Prefabricated

Exterior

Year Built	Built 2008
Exterior Material	Aluminum/Vinyl
Lot Area	87,556 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	181734
Street Address	645 TOOSWEET RD
City	SYLVA
State	NC
Zip	28779-4633
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LT 2A REV PUMPKINTOWN COVE
Legal Township	23
Legal Subdivision	PUMPKINTOWN COVE
Legal Lot Number	2A
Jurisdiction	JACKSON NC
Township / Civil Division	SAVANNAH
Census Block Group	1
Census Block	1063
Census Tract	950500

Owner

Source: Jackson County records, as of August 10, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	645 TOOSWEET RD, SYLVA, NC 28779-4633
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Intrafamily Transfer, Transfer
Dec 16, 2021	Warranty Deed, Transfer
Oct 15, 2018	Warranty Deed, Transfer · Conventional with PMI ATLANTIC BAY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2021 · Amount on Record
Deed Sale	Dec 16, 2021 · Amount on Record
Deed Document Number	0023221288
Deed Book / Page	2322 / 1288
Last Transfer Date	Aug 2, 2022
Transfer Doc	0023400493
Record Updated	Jun 7, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON NC
Recording Date	Aug 2, 2022
Property Address	645 TOOSWEET RD, SYLVA, NC 28779-4633
Document Number	0023400493
Book / Page	2340 / 493
Map Reference	MB 2322 PG 1288
Instrument Date	Aug 2, 2022
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	645 TOO SLUEET RD, SYLVA, NC 28779

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Dec 16, 2021
Property Address	645 TOOSWEET RD, SYLVA, NC 28779-4633
Document Number	0023221288
Book / Page	2322 / 1288
Map Reference	CAB 1 SL 340
Instrument Date	Dec 16, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Amount	Amount Recorded
Tax	$494.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 DOLLY DR, WAYNESVILLE, NC 28786-2199

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Oct 15, 2018
Property Address	645 TOOSWEET RD, SYLVA, NC 28779-4633
Document Number	0022241454
Book / Page	002224 / 001454
Instrument Date	Oct 15, 2018
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$374.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	645 TOO SWEET RD SYLVA NC 287794633, SYLVA, NC 28779-4633

Mortgage

Document Number	22241457
Date	Oct 15, 2018
Book Page	002224/001457

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2048

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$681.00	$179,300 Land $44,000 Building $135,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Mar 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 80% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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