Ocean County and Toms River Township property record for 645 Texas Dr, Toms River, NJ 08753
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,138 sqft · built 1966 |
| Lot Size | 0.24 acres (10,441 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $106,000 (Sep 1993) |
| Tax Bill | $6,222 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit May 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00401-03-00001 |
| Primary APN | 08-00401-03-00001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,138 sqft Living Area |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 10,441 sqft (0.24 acres) |
| Lot Dimensions | 120 ft deep x 87 ft wide |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 645 TEXAS DR |
|---|---|
| City | TOMS RIVER |
| State | NJ |
| Zip | 08753-5881 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | 87X120 |
| Legal Subdivision | VAUGHN MANOR ESTATES SEC 01 |
| Legal Block | 401.3 |
| Legal Lot Number | 1 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | TOMS RIVER |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 723300 |
Source: Ocean County and Toms River Township records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 645 TEXAS DR, TOMS RIVER, NJ 08753-5881 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| May 11, 2023 | Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC |
| Jun 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage TOTAL MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 1993 · Amount on Record |
| Deed Sale | Sep 28, 1993 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 645 TEXAS DR, TOMS RIVER, NJ 08753-5881 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 194 WOOD AVE S 9TH 9TH, 99, ISELIN, NJ 08830-2710 |
| Document Number | 0194430801 |
|---|---|
| Date | Jul 27, 2023 |
| Book Page | 19443/801 |
| Instrument | 2023056417 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | RENO, NV 89504 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 645 TEXAS DR, TOMS RIVER, NJ 08753-5881 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0193760602 |
|---|---|
| Date | May 11, 2023 |
| Book Page | 19376/602 |
| Instrument | 2023035575 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 11, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 645 TEXAS DR, TOMS RIVER, NJ 08753-5881 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0171490499 |
|---|---|
| Date | Jun 18, 2018 |
| Book Page | 17149/499 |
| Instrument | 2018059111 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2029 |
| Rate Type | Fixed Rate |
|---|
Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Toms River Township |
| Unified School District | Toms River Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $318,400 (-) Land $99,000 Building $219,400 | $318,400 (-) Land $99,000 Building $219,400 | |
| 2025 | $6,222.00 (+7.31%) | $318,400 (-) Land $99,000 Building $219,400 | $318,400 (-) Land $99,000 Building $219,400 |
| 2024 | $5,798.00 (+9.11%) | ||
| 2023 | $318,400 Land $99,000 Building $219,400 | $318,400 Land $99,000 Building $219,400 | |
| 2022 | $5,314.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1980–2012) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY TOMS RIVER private · serves 123,184 people · EPA ID NJ1507005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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