645 Ten Rod Rd, Exeter, RI 02822 Property Records

Exeter Town property record for 645 Ten Rod Rd, Exeter, RI 02822

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,120 sqft · built 2016
Lot Size	0.574 acres (25,003 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Feb 2024)
Tax Bill	$6,803 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Feb 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`37-26`

Property Details

APN / Parcel Number

Primary APN	`37-26`
Alternative APNs	`EXET M:0023 B:0003 L:0004` `4513-38`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
Gross Area	2,524 sqft
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,003 sqft (0.574 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	37-26
Street Address	645 TEN ROD RD
City	EXETER
State	RI
Zip	02822-3121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-4
Legal Block	3
Legal Lot Number	4
Jurisdiction	EXETER RI
Township / Civil Division	EXETER
Census Block Group	3
Census Block	3087
Census Tract	50500

Owner

Source: Exeter Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	645 TEN ROD RD, EXETER, RI 02822-3121
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · Line of Credit NAVIGANT CREDIT UNION
Feb 16, 2024	Quit Claim Deed, Transfer Quitclaim
Feb 16, 2024	Warranty Deed, Transfer · FHA Mortgage NORTHPOINTE BANK
Mar 25, 2021	Deed of Trust, Mortgage · Balloon Mortgage PEOPLES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2024 · Amount on Record
Deed Sale	Feb 16, 2024 · Amount on Record
Prior Sale	Dec 22, 2016 · Amount on Record
Deed Document Number	202498
Deed Book / Page	617 / 11
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EXETER RI
Property Address	645 TEN ROD RD, EXETER, RI 02822-3121
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000643-185
Date	Dec 2, 2025
Book Page	643/185
Instrument	1072

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	229 Months
Due	Jan 1, 2045

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EXETER RI
Recording Date	Feb 16, 2024
Property Address	645 TEN ROD RD, EXETER, RI 02822-3121
Document Number	0000617-28
Book / Page	617 / 28
Instrument Date	Feb 16, 2024
Instrument	100
Transaction Type	Transfer
Record Updated	Feb 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EXETER RI
Recording Date	Feb 16, 2024
Property Address	645 TEN ROD RD, EXETER, RI 02822-3121
Document Number	0000617-11
Book / Page	617 / 11
Instrument Date	Feb 16, 2024
Instrument	98
Transaction Type	Transfer
Record Updated	Feb 29, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 TEN ROD RD, EXETER, RI 02822-3121

Mortgage

Document Number	0000000099
Date	Feb 16, 2024
Instrument	99

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EXETER RI
Property Address	645 TEN ROD RD, EXETER, RI 02822-3121
Transaction Type	Mortgage
Record Updated	Apr 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	572-130
Date	Mar 25, 2021
Book Page	572/130
Instrument	431

Lender

Name	PEOPLES CU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

Tax Assessment & Valuation

Source: Exeter Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Exeter Town
Elementary School District	Exeter-West Greenwich Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,803.00 (+38.75%)	$461,200 (+34.23%) Land $146,400 Building $314,800	$545,499
2023	$4,903.00 (+2.36%)	$343,600 (-) Land $129,000 Building $214,600
2022	$4,790.00	$343,600 Land $129,000 Building $214,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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