645 Talisman Dr, Sumter, SC 29154 Property Records

Sumter County property record for 645 Talisman Dr, Sumter, SC 29154

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,729 sqft · built 2010
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on Record
Last Sale$228,500 (May 2022)
Tax Bill$1,411 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Jun 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN206-09-05-002

Property Details

APN / Parcel Number

Primary APN206-09-05-002
Alternative APN
  • 28943

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,729 sqft Living Area
1st Floor Area1,729 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2014
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialShingle
Lot Area10,890 sqft (0.25 acres)
Parking Spaces2 Parking Spaces
PorchCovered Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number28943
Old Parcel Number206 09 05 002
Street Address645 TALISMAN DR
CitySUMTER
StateSC
Zip29154-6080
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 152 2006-226 .25 AC
Legal SubdivisionFOXCROFT SEC 02
Legal Lot Number152 2006
JurisdictionSUMTER SC
Township / Civil DivisionSUMTER
Census Block Group1
Census Block1010
Census Tract1703

Owner

Source: Sumter County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address645 TALISMAN DR, SUMTER, SC 29154-6080
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 13, 2022Deed, Transfer · VA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 28, 2019Grant Deed, Transfer · VA Mortgage
NAVY FCU
Dec 6, 2017Deed, Transfer · VA Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 13, 2022 · Amount on Record
Deed SaleMay 13, 2022 · Amount on Record
Prior SaleJun 28, 2019 · Amount on Record
Deed Document Number0013015272
Deed Book / Page1301 / 5272
Record UpdatedJun 8, 2026

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionSUMTER SC
Recording DateMay 13, 2022
Property Address645 TALISMAN DR, SUMTER, SC 29154-6080
Document Number0013015272
Book / Page1301 / 5272
Instrument DateMay 10, 2022
Transaction TypeTransfer
Record UpdatedJul 5, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$845.45
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 TALISMAN DR, SUMTER, SC 29154-6080

Mortgage

Document Number0013015276
DateMay 13, 2022
Instrument1301/5276
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSUMTER SC
Recording DateJun 28, 2019
Property Address645 TALISMAN DR, SUMTER, SC 29154-6080
Document Number0012570085
Book / Page001257 / 000085
Instrument DateJun 27, 2019
Transaction TypeTransfer
Record UpdatedJul 12, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$651.20
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 TALISMAN DR SUMTER SC 291546080, SUMTER, SC 29154-6080

Mortgage

Document Number12570086
DateJun 28, 2019
Book Page001257/000086
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 27, 2049

December 2017: Deed, Transfer

Document TypeDeed
JurisdictionSUMTER SC
Recording DateDec 6, 2017
Property Address645 TALISMAN DR, SUMTER, SC 29154-6080
Document Number0012392659
Book / Page1239 / 2659
Map ReferenceMB2007 PG157
Instrument DateDec 1, 2017
Instrument1239-2659
Transaction TypeTransfer
Record UpdatedMar 8, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$580.90
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address645 TALISMAN DR, SUMTER, SC 29154-6080

Mortgage

Document Number0012392663
DateDec 6, 2017
Instrument1239-2663
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountySumter County
MunicipalitySumter City
Unified School DistrictSumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,411.00 (+5.22%)$7,260 (-33.39%) Land $1,000 Building $6,260$181,594 (-) Land $25,000 Building $156,594
2023$10,900 (+50.14%) Land $1,500 Building $9,400$181,594 (-) Land $25,000 Building $156,594
2022$1,341.00$7,260 Land $1,000 Building $6,260$181,594 Land $25,000 Building $156,594

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims3 (2015–2020)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SUMTER
serves 53,070 people · EPA ID SC4310001
Water SourceGroundwater
Last State InspectionJan 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
FTC
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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