645 SW 34th Cv, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 645 SW 34th Cv, Okeechobee, FL 34974

Property Summary

Property TypeMobile Home
Details2 bd · 1 ba · 510 sqft
Lot Size0.064 acres (2,788 sqft)
Owner2 Individual Names on Record
Last Sale$286,000 (May 2022)
Tax Bill$3,062 (2025)
Deeds & MortgagesJun 2022 Mortgage
Flood ZoneZone X (moderate risk)
APN1-33-37-35-0050-00000-3930

Property Details

APN / Parcel Number

Primary APN1-33-37-35-0050-00000-3930

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area510 sqft Heated Area
Gross Area1,790 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area2,788 sqft (0.064 acres)
Lot Dimensions70 ft deep x 40 ft wide
PorchFinished/Screened Porch
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address645 SW 34TH CV
CityOKEECHOBEE
StateFL
Zip34974
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionSILVER PALMS RV VILLAGE PHASE II (PLAT BOOK 8 PAGES 73 THROUGH 78) LOT 393; TOGETHER WITH THAT CERTAIN MANUFACTURED HOME DESC
Legal Range35E
Legal Township37S
Legal Section33
Legal PhaseH360FL2
Legal Lot Number393
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group1
Census Block1004
Census Tract910601

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address4143 US HIGHWAY 441 S # 393, 393, OKEECHOBEE, FL 34974-6219
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 31, 2022 · Amount on Record
Deed SaleMay 31, 2022 · Amount on Record
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address645 SW 34TH CV, OKEECHOBEE, FL 34974
Transaction TypeMortgage
Record UpdatedJul 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address217 PINEHURST DR, PITTSBURGH, PA 15229-2922

Mortgage

Document Number0000007627
DateJun 2, 2022
Instrument2022007627
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2052

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,062.00 (-13.4%) Homeowner's exemption$263,928 (+6.81%) Land $160,000 Building $103,928$263,928 (+6.81%) Land $160,000 Building $103,928
2023$3,536.00 (+137.16%) Homeowner's exemption$247,098 (+155.63%) Land $170,000 Building $77,098$247,098 (+155.63%) Land $170,000 Building $77,098
2022$1,491.00$96,664 Land $95,000 Building $1,664$96,664 Land $95,000 Building $1,664

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 50 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies50 in force
Nearby Flood Claims12 (2004–2014)
Claims Outside the SFHA2 of 12
Most Recent ClaimMay 2014 · other causes
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 2 claims
  • Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: AT&T, T-Mobile, Verizon.

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