645 Stuart Dr, Carol Stream, IL 60188 Property Records

DuPage County property record for 645 Stuart Dr, Carol Stream, IL 60188 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1989
Square Footage	2,741 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Garage	Attached
Occupancy	Owner Occupied
Tax Bill	$10,477.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`02-30-314-015`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	2,741 sqft Living Area
Gross Area	2,907 sqft Gross Area
1st Floor	1,184 sqft 1st Floor
2nd Floor	897 sqft 2nd Floor
Basement Area	826 sqft Basement
Finished Basement	660 sqft Finished
Unfinished Basement	166 sqft Unfinished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Mixed Construction
Lot Area	8,712 sqft (0.2 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage

Utilities and HVAC

Cooling System	Window A/C Cooling

Location & Zoning

Street Address	645 STUART DR
City	CAROL STREAM
State	IL
Zip	60188-4410
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	KINGSPORT RIDGE PHASE 1 ALL
Legal Subdivision	KINGSPORT RIDGE PHASE 1
Legal Phase	1
Legal Lot Number	139
Jurisdiction	DU PAGE IL
Minor Civil Division	BLOOMINGDALE
Census Blockgroup	1
Census Block	1007
Census Tract	841206

Owner

Source: DuPage County records · APN 02-30-314-015

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	645 STUART DR, CAROL STREAM, IL 60188-4410
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	645 STUART DR, CAROL STREAM, IL 60188-4410
Transaction Type	Mortgage
Record Updated	May 05, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060756
Date	Apr 19, 2021
Instrument	R2021-060756

Lender

Name	AMERITRUST MORTGAGE CORP
Type	Mortgage Company
Address	CRYSTAL LAKE, IL 60014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Bloomingdale Township
Municipality	Carol Stream Village
Elementary School District	Community Consolidated School District 93 (PK - 08)
Secondary School District	Glenbard Township High School District 87 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,477.00 (+8.95%)	$143,090 (+24.17%) Land $35,990 Building $107,100	$429,270 (+24.17%) Land $107,970 Building $321,300
2022	$9,616.00 Homeowner's exemption Senior Citizen's exemption	$115,240 Land $29,910 Building $85,330	$345,720 Land $89,730 Building $255,990

Flood & Wildfire

645 Stuart Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · DuPage County (17043C), updated September 1, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.