Guadalupe County property record for 645 Steele Shallows, Cibolo, TX 78108 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,847 sqft · built 2022 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $373,896 (Mar 2023) |
| Tax Bill | $5,235 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 000000181754 |
| Primary APN | 000000181754 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,847 sqft Living Area |
| Gross Area | 2,295 sqft |
| 1st Floor Area | 1,847 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 376 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 567 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 645 STEELE SHALLOWS |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-0255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STEELE CREEK SUB #3A BLOCK 11 LOT 11 .2 AC |
| Legal Subdivision | STEELE CREEK SUB #3A |
| Legal Block | 11 |
| Legal Lot Number | 11 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 210718 |
Source: Guadalupe County records · APN 000000181754
Assessment roll updated August 12, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 645 STEELE SHALLOWS, CIBOLO, TX 78108-0255 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 06, 2023 · Amount on Record |
| Deed Sale | Mar 06, 2023 · Amount on Record |
| Deed Document Number | 20235272 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Mar 06, 2023 |
| Property Address | 645 STEELE SHALLOWS, CIBOLO, TX 78108-0255 |
| Document Number | 0099005272 |
| Instrument Date | Feb 27, 2023 |
| Instrument | 202399005272 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 03, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 645 STEELE, CIBOLO, TX 78108 |
| Document Number | 0099005273 |
|---|---|
| Date | Mar 06, 2023 |
| Instrument | 202399005273 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2053 |
Source: Guadalupe County records · Assessment roll updated August 12, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $347,007 (-4.23%) Land $58,784 Building $288,223 | $347,007 (-4.23%) Land $58,784 Building $288,223 | |
| 2025 | $5,235.00 (-15.59%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $362,325 (+74.95%) Land $51,241 Building $311,084 | $362,325 (+74.95%) Land $51,241 Building $311,084 |
| 2024 | $6,202.00 (+104.15%) | ||
| 2023 | $3,038.00 (+393.18%) | $207,098 Land $40,356 Building $166,742 | $207,098 Land $40,356 Building $166,742 |
| 2022 | $616.00 |
Source: FEMA National Flood Hazard Layer, Guadalupe County (48187C), updated April 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481872107184, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 6 in force |
| Wildfire Risk | Moderate above 47% of the US · above 21% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 1,389 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 411 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Fiber | 1,000 / 1,000 |
| Guadalupe Valley Electric Cooperative | Fiber | 1,000 / 1,000 |
| Valley Telephone Cooperative, Inc. (TX) | Fixed Wireless (unlicensed) | 400 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| CellTex Networks | Fixed Wireless (licensed-by-rule) | 100 / 20 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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