645 Steele Loop, Wilmington, NC 28411 Property Records

New Hanover County property record for 645 Steele Loop, Wilmington, NC 28411 · Last verified November 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	4 Baths
Year Built	Built 2015
Square Footage	3,860 sqft Living Area
Lot Size	7,449 sqft (0.171 acres)
Occupancy	Owner Occupied
Last Sale	$312,000 (2015)
Tax Bill	$2,444.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`R04400-001-544-000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	3,860 sqft Living Area
1st Floor	1,958 sqft 1st Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2015
Architectural Style	Traditional Style
Exterior Material	Wood Exterior
Lot Area	7,449 sqft (0.171 acres)
Parking Spaces	1 Parking Spaces
Garage Area	420 sqft Garage
Porch	1 Porch
Porch Area	60 sqft Porch
Topography	Low Topography

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Street Address	645 STEELE LOOP
City	WILMINGTON
State	NC
Zip	28411-6210
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 3 THE RESERVE WESTBAY ESTATE PH 1
Legal Subdivision	COASTAL CAROLINA DEVELOPERS
Legal Block	1
Legal Lot Number	3
Jurisdiction	NEW HANOVER NC
Minor Civil Division	HARNETT
Census Blockgroup	2
Census Block	2019
Census Tract	11612

Owner

Source: New Hanover County records · APN R04400-001-544-000

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	645 STEELE LOOP, WILMINGTON, NC 28411-6210
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 28, 2015 · Amount on Record
Deed Sale	Dec 28, 2015 · Amount on Record
Deed Doc Number	540933
Deed Book / Page	5939 / 2415
Record Refreshed	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	645 STEELE LOOP, WILMINGTON, NC 28411-6210
Transaction Type	Mortgage
Record Updated	Oct 10, 2025
Title Company	PRIORITY TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00650601524
Date	Oct 27, 2021
Book Page	6506/1524
Instrument	2021051831

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: New Hanover County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,444.00 (+19.75%)	$632,300 (+65.96%) Land $106,300 Building $526,000	$632,300 (+65.96%) Land $106,300 Building $526,000
2024	$2,041.00 (+0.2%)
2023	$2,037.00 (-0.92%)	$381,000 Land $69,400 Building $311,600	$381,000 Land $69,400 Building $311,600
2022	$2,056.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, New Hanover County (37129C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.