645 Spruce Dr, Erwin, TN 37650 Property Records

Unicoi County property record for 645 Spruce Dr, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,128 sqft · built 1965
Lot Size	0.682 acres (29,719 sqft)
Owner	2 Company Names on File
Tax Bill	$1,435 (2024)
Flood Zone	Zone X (minimal risk)
APN	`023L-G-008.00`

Property Details

APN / Parcel Number

Primary APN	`023L-G-008.00`
Alternative APNs	`086023L G 00800` `000005332`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,128 sqft Living Area
Gross Area	3,904 sqft
1st Floor Area	2,128 sqft
Basement Area	1,178 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1983
Architectural Style	L-Shape
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	29,719 sqft (0.682 acres)
Lot Dimensions	211 ft deep x 160 ft wide
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	54 sqft
Patio Area	760 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	645 SPRUCE DR
City	ERWIN
State	TN
Zip	37650-1413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	E D CO PB 1 PG 7 BLK G LOT 4-6 165.5X242.9 IRR
Legal Subdivision	E D CO
Legal Block	G
Legal Lot Number	4-6
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	5
Census Block	5016
Census Tract	80400

Owner

Source: Unicoi County assessment roll, APN 023L-G-008.00, as of December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	PO BOX 604, ERWIN, TN 37650-0604
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Oct 26, 2017
Transfer Doc	0000407785
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Unicoi County assessment roll as of December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$54,975 (-) Land $10,375 Building $44,600	$219,900 (-) Land $41,500 Building $178,400
2024	$1,435.00 (+11.07%)
2023		$54,975 (-) Land $10,375 Building $44,600
2022	$1,292.00	$54,975 Land $10,375 Building $44,600	$219,900 Land $41,500 Building $178,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Unicoi County (47171C), as of August 23, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471710804005, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 167 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Utilities Fiber	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Point Broadband Fiber Holding, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TN0000231, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.