Oxford County and Rumford Town property record for 645 Spring Ave, Rumford, ME 04276
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 724 sqft · built 1940 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,871 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | RUMF M:128 L:070 |
| Primary APN | RUMF M:128 L:070 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 724 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Lot Area | 6,098 sqft (0.14 acres) |
| Account Number | 1553 |
|---|---|
| Street Address | 645 SPRING AVE |
| City | RUMFORD |
| State | ME |
| Zip | 04276-2428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDE |
| Legal Lot Number | 70 |
| Jurisdiction | RUMFORD ME |
| Township / Civil Division | RUMFORD |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 965600 |
645 Spring Ave is owned by two individuals who acquired it in September 2016.
Source: Oxford County and Rumford Town records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 190 HUBBARD RD, BERWICK, ME 03901-2339 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2016 |
| Deed Sale | Sep 28, 2016 |
| Deed Document Number | 201611015 |
| Deed Book / Page | 5307 / 361 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 645 Spring Ave was $1,871, up 12.7% from the year before.
Source: Oxford County and Rumford Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Oxford County |
| County Subdivision | Rumford Town |
| Unified School District | Regional School Unit 10 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,871.00 (+12.71%) | $99,900 (-) Land $10,500 Building $89,400 |
| 2024 | $1,660.00 (+5%) | $99,900 (+40.11%) Land $10,500 Building $89,400 |
| 2023 | $1,581.00 | $71,300 (-) Land $7,500 Building $63,800 |
| 2022 | $1,581.00 | $71,300 Land $7,500 Building $63,800 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 645 Spring Ave in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 15 (1986–2023) |
| Claims Outside the SFHA | 4 of 15 |
| Most Recent Claim | Dec 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 645 Spring Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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