645 Sinclair Ave NE, Grand Rapids, MI 49503 Property Records

Kent County property record for 645 Sinclair Ave NE, Grand Rapids, MI 49503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,384 sqft · built 1900
Lot Size	0.104 acres (4,530 sqft)
Owner	Individual Name on File
Last Sale	$6,000 (Sep 2018)
Tax Bill	$1,228 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`41-14-19-405-009`

Property Details

APN / Parcel Number

Primary APN	`41-14-19-405-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,384 sqft Living Area
1st Floor Area	744 sqft
Basement Area	744 sqft
Unfinished Basement	744 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2000
Exterior Material	Stucco
Roof Type	Gable
Lot Area	4,530 sqft (0.104 acres)
Lot Dimensions	113 ft deep x 40 ft wide
Porch	Porch
Porch Area	137 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	645 SINCLAIR AVE NE
City	GRAND RAPIDS
State	MI
Zip	49503-1651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN-LDR
Legal Description	N 37 FT OF LOT 20 & S 3 FT OF LOT 21* COIT S SUBDIVISION* OF THE N PART OF LOTS 47 & 48 OF COIT & CURTIS PARTITION PLAT
Legal Subdivision	COIT S SUBDIVISION
Jurisdiction	KENT MI
Township / Civil Division	GRAND RAPIDS
Census Block Group	3
Census Block	3019
Census Tract	1300

Owner

645 Sinclair Ave NE is owned and occupied by an individual who bought it in September 2018.

Source: Kent County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	645 SINCLAIR AVE NE, GRAND RAPIDS, MI 49503-1651
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 26, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2018 · Amount on File
Deed Sale	Sep 26, 2018 · Amount on File
Prior Sale	Feb 22, 2000
Deed Document Number	201875528
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	645 SINCLAIR AVE NE, GRAND RAPIDS, MI 49503-1651
Transaction Type	Mortgage
Record Updated	Nov 22, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 SINCLAIR AVE NE, GRAND RAPIDS, MI 49503-1651

Mortgage

Document Number	0000114481
Date	Oct 20, 2021
Instrument	20211020-0114481

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MI
Recording Date	Sep 26, 2018
Property Address	645 SINCLAIR AVE NE, GRAND RAPIDS, MI 49503-1651
Document Number	0000075528
Instrument Date	Sep 26, 2018
Instrument	75528
Transaction Type	Transfer
Record Updated	Jan 15, 2019

Transaction

Amount	Amount on Record
Tax	$51.60
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 SINCLAIR AVE NE GRAND RAPIDS MI 495031651, GRAND RAPIDS, MI 49503-1651

Tax Assessment & Valuation

The 2025 property tax bill for 645 Sinclair Ave NE was $1,228.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Grand Rapids City
Unified School District	Grand Rapids Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$102,600 (+8.34%)	$205,200 (+8.34%)
2025	$1,228.00	$94,700	$189,400
2023		$72,500	$145,000
2021	$1,063.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 645 Sinclair Ave NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 645 Sinclair Ave NE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND RAPIDS serves 306,901 people · EPA ID MI0002790
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet.

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