645 Silver Creek Dr, Leander, TX 78641 Property Records

Williamson County property record for 645 Silver Creek Dr, Leander, TX 78641

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,452 sqft · built 2002
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Dec 2020)
Tax Bill	$8,585 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`R-15-5050-040B-0023`

Property Details

APN / Parcel Number

Primary APN	`R-15-5050-040B-0023`
Alternative APNs	`R403925` `219073`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,452 sqft Living Area
1st Floor Area	2,452 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick Veneer
Roof Type	Hip
Lot Area	87,120 sqft
Garage Type	Detached
Garage Area	1,320 sqft
Parking Spaces	8 Parking Spaces
Porch	Open Porch
Porch Area	374 sqft
Patio Area	255 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	R155050040B0023
Street Address	645 SILVER CREEK DR
City	LEANDER
State	TX
Zip	78641-8547
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S7518 - SILVER CREEK RANCH PH 4, BLOCK B, LOT 23, ACRES 2
Legal Subdivision	SILVER CREEK RANCH PH 4
Legal Phase	4
Legal Block	B
Legal Lot Number	23
Jurisdiction	WILLIAMSON TX
Township / Civil Division	CEDAR PARK-LIBERTY HILL
Census Block Group	2
Census Block	2031
Census Tract	20330

Owner

645 Silver Creek Dr is owned and occupied by two individuals who bought it in December 2020.

Source: Williamson County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	645 SILVER CREEK DR, LEANDER, TX 78641-8547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 20, 2018	Deed of Trust, Mortgage PENNYMAC
Jun 8, 2017	Deed of Trust, Mortgage JERRY D & WANDA F SULLIVAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2020 · Amount on File
Deed Sale	Dec 2, 2020 · Amount on File
Prior Sale	Dec 23, 2013 · Amount on File
Deed Document Number	2020151994
Prior Transfer Date	Oct 12, 2005
Prior Transfer Doc	0000083437
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TX
Property Address	645 SILVER CREEK DR, LEANDER, TX 78641-8547
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000110429
Date	Sep 15, 2020
Instrument	2020110429

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TX
Property Address	645 SILVER CREEK DR, LEANDER, TX 78641-8547
Document Number	0000055725
Instrument Date	Jun 20, 2018
Transaction Type	Mortgage
Record Updated	Jul 10, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	645 SILVER CREEK DR LEANDER TX 786418547, LEANDER, TX 78641-8547

Mortgage

Document Number	0000055725
Date	Jun 26, 2018
Instrument	55725

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TX
Property Address	645 SILVER CREEK DR, LEANDER, TX 78641-8547
Document Number	0000055341
Instrument Date	Jun 8, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 SILVER CREEK DR LEANDER TX 786418547, LEANDER, TX 78641-8547

Mortgage

Document Number	0000055341
Date	Jun 19, 2017
Instrument	55341

Lender

Name	JERRY D & WANDA F SULLIVAN
Address	120 OLD COLUMBIA RD, RUSSELL SPRINGS, KY 42642-4406

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 645 Silver Creek Dr was $8,585 with a homeowner's exemption.

Source: Williamson County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Williamson County
Unified School District	Liberty Hill Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,585.00 Homeowner's exemption	$703,243	$772,562 Land $258,960 Building $513,602
2023	$9,366.00 (-22.42%) Homeowner's exemption	$659,423 Land $248,000 Building $411,423	$659,423 Land $248,000 Building $411,423
2022	$12,073.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 645 Silver Creek Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (2025)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2025 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Jul 2025 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 645 Silver Creek Dr is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 40% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LEANDER serves 98,330 people · EPA ID TX2460012
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	940 / 940
Western Broadband Fixed Wireless	200 / 40
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Heritage Broadband, SOS Communications.

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