San Juan County property record for 645 Shore Dr, Eastsound, WA 98245
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,624 sqft · built 1994 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,840,000 (Feb 2022) |
| Tax Bill | $7,778 (2023) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Aug 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 273650-017-000 |
| Primary APN | 273650-017-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,624 sqft Living Area |
| Gross Area | 1,943 sqft |
| 1st Floor Area | 1,044 sqft |
| 2nd Floor Area | 580 sqft |
| Attic Area | 136 sqft |
| Basement Area | 183 sqft |
| Unfinished Basement | 183 sqft |
| Flooring | Wood |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Stucco |
| Roof Material | Metal |
| Lot Area | 23,958 sqft (0.55 acres) |
| Terrain | Wooded |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 64 sqft |
| Deck Area | 1,082 sqft |
| Patio Area | 1,119 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Fan Cooling |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 12859 |
|---|---|
| Street Address | 645 SHORE DR |
| City | EASTSOUND |
| State | WA |
| Zip | 98245-8568 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROSARIO SHORES - LOT 17 SEC 36, T 37N, R 2W |
| Legal Range | 02W |
| Legal Township | 37N |
| Legal Section | 36 |
| Legal Subdivision | ROSARIO SHORES |
| Legal Lot Number | 17 |
| Jurisdiction | SAN JUAN WA |
| Township / Civil Division | ORCAS |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 960101 |
Source: San Juan County records · APN 273650-017-000
Assessment roll updated May 31, 2022 · Last verified June 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 645 SHORE DR, EASTSOUND, WA 98245-8568 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 10, 2022 | Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Aug 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK |
| Dec 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Dec 20, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Aug 03, 2017 | Deed of Trust, Mortgage · Line of Credit BOEING EMPS CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 10, 2022 · Amount on Record |
| Deed Sale | Feb 10, 2022 · Amount on Record |
| Prior Sale | Dec 20, 2017 |
| Deed Document Number | 2022-0210014 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAN JUAN WA |
| Recording Date | Feb 10, 2022 |
| Property Address | 645 SHORE DR, EASTSOUND, WA 98245-8568 |
| Document Number | 0000210014 |
| Map Reference | VOL 3 PG 31&31A |
| Instrument Date | Jan 31, 2022 |
| Instrument | 2022-0210014 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2022 |
| Title Company | SAN JUAN TITLE, SAN JUAN TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $64,450.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX B, DAVENPORT, CA 95017-1001 |
| Document Number | 0000210015 |
|---|---|
| Date | Feb 10, 2022 |
| Instrument | 2022-0210015 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JUAN WA |
| Property Address | 645 SHORE DR, EASTSOUND, WA 98245-8568 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SOLIDIFI TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000828003 |
|---|---|
| Date | Aug 28, 2019 |
| Instrument | 2019-0828003 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JUAN WA |
| Property Address | 645 SHORE DR, EASTSOUND, WA 98245-8568 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SAN JUAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001214011 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 2020-1214011 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JUAN WA |
| Recording Date | Dec 20, 2017 |
| Property Address | 645 SHORE DR, EASTSOUND, WA 98245-8568 |
| Document Number | 0001220011 |
| Instrument Date | Dec 15, 2017 |
| Instrument | 1220011 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | SAN JUAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 645 SHORE DR EASTSOUND WA 982458568, EASTSOUND, WA 98245-8568 |
| Document Number | 1220012 |
|---|---|
| Date | Dec 20, 2017 |
| Instrument | 1220012 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 19, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JUAN WA |
| Property Address | 645 SHORE DR, EASTSOUND, WA 98245-8568 |
| Document Number | 0000822004 |
| Instrument Date | Aug 03, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 645 SHORE DR EASTSOUND WA 982458568, EASTSOUND, WA 98245-8568 |
| Document Number | 0000822004 |
|---|---|
| Date | Aug 22, 2017 |
| Instrument | 822004 |
| Name | BOEING EMPS CU |
|---|---|
| Type | Credit Union |
| Address | SEATTLE, WA 98124-9750 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 21, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: San Juan County records · Assessment roll updated May 31, 2022 · Last verified June 2023
| Type | Name |
|---|---|
| State | Washington |
| County | San Juan County |
| Unified School District | Orcas Island School District (KG - 12) |
Source: FEMA National Flood Hazard Layer as of March 6, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 95% of the US · lower than 97.1% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Orcas Online Fixed Wireless | 100 / 100 |
Based on FCC filings for 4 locations within half a mile of this property.
No cell data coverage reported
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ROSARIO private · serves 1,426 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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