645 Shepherd Ave, Brooklyn, NY 11208 Property Records

New York City property record for 645 Shepherd Ave, Brooklyn, NY 11208

Property Summary

Property TypeSingle Family Home
Details2,440 sqft · built 1986
Lot Size0.046 acres (2,002 sqft)
Owner2 Individual Names on Record
Tax Bill$5,393 (2025)
Deeds & MortgagesNov 2025 Mortgage
Oct 2023 Mortgage
+ 7 more
APN04085-0006

Property Details

APN / Parcel Number

Primary APN04085-0006
Alternative APNs
  • 1304040850006
  • 3-04085-0006

Interior

Stories2 Stories
Building Area2,440 sqft Living Area
1st Floor Area880 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Lot Area2,002 sqft (0.046 acres)
Lot Dimensions100 ft deep x 20 ft wide

Location & Zoning

Account Number3-04085-0006
Street Address645 SHEPHERD AVE
CityBROOKLYN
StateNY
Zip11208-3626
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal Block4085
Legal Lot Number6
JurisdictionKINGS (BROOKLYN) NY
Township / Civil DivisionBROOKLYN
Census Block Group1
Census Block1000
Census Tract112000

Owner

Source: New York City records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address645 SHEPHERD AVE, BROOKLYN, NY 11208-3626
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Nov 28, 2025Deed of Trust, Mortgage
MORTGAGE ELECTRONIC REGISTRATION SYSTEMS
Oct 3, 2023Deed of Trust, Mortgage
ROCKET MORTGAGE LLC
May 5, 2022Deed of Trust, Mortgage
CITIZENS BANK NA
Feb 15, 2017Deed of Trust, Mortgage
UNITED NORTHERN MORTGAGE BANKERS LIMITED
Deed of Trust, Mortgage
Sep 10, 2020Deed of Trust, Mortgage
JET DIRECT FUNDING CORP
Sep 10, 2020Deed of Trust, Mortgage
FEDERAL HOUSING COMMISSIONER
Jul 24, 2018Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Dec 9, 2016Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 25, 2025
Transfer Doc0000088508
Record UpdatedJun 8, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKINGS (BROOKLYN) NY
Property Address645 SHEPHERD AVE, BROOKLYN, NY 11208-3626
Transaction TypeMortgage
Record UpdatedDec 9, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000322525
DateNov 28, 2025
Instrument2025000322525
Lender
NameMORTGAGE ELECTRONIC REGISTRATION SYSTEMS
Address11819 MIAMI ST STE 100, OMAHA, NE 68164
Agreement
AmountAmount Recorded

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKINGS (BROOKLYN) NY
Property Address645 SHEPHERD AVE, BROOKLYN, NY 11208-3626
Transaction TypeMortgage
Record UpdatedJan 4, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000253554
DateOct 3, 2023
Instrument2023000253554
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Address11819 MIAMI ST, OMAHA, NE 68164
Agreement
AmountAmount Recorded

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKINGS (BROOKLYN) NY
Property Address645 SHEPHERD AVE, BROOKLYN, NY 11208-3626
Transaction TypeMortgage
Record UpdatedMay 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000187034
DateMay 5, 2022
Instrument2022000187034
Lender
NameCITIZENS BANK NA
Address1 CITIZENS PLZ, PROVIDENCE, RI 02903
Agreement
AmountAmount Recorded

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKINGS (BROOKLYN) NY
Property Address645 SHEPHERD AVE, BROOKLYN, NY 11208-3626
Transaction TypeMortgage
Record UpdatedMar 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 SHEPHERD AVE, BROOKLYN, NY 11208-3626

Mortgage

Document Number0000065334
DateFeb 15, 2017
Instrument2017000065334
Lender
NameUNITED NORTHERN MORTGAGE BANKERS LIMITED
Address1901 E VOORHEES ST STE C, DANVILLE, IL 61834
Agreement
AmountAmount Recorded

: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKINGS (BROOKLYN) NY
Property Address645 SHEPHERD AVE, BROOKLYN, NY 11208-3626
Transaction TypeMortgage
Record UpdatedMar 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 SHEPHERD AVE, BROOKLYN, NY 11208-3626

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKINGS (BROOKLYN) NY
Property Address645 SHEPHERD AVE, BROOKLYN, NY 11208-3626
Transaction TypeMortgage
Record UpdatedMar 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000252542
DateSep 10, 2020
Instrument2020000252542
Lender
NameJET DIRECT FUNDING CORP
Address111 W MAIN ST # 110, BAY SHORE, NY 11706
Agreement
AmountAmount Recorded

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKINGS (BROOKLYN) NY
Property Address645 SHEPHERD AVE, BROOKLYN, NY 11208-3626
Transaction TypeMortgage
Record UpdatedMar 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000252543
DateSep 10, 2020
Instrument2020000252543
Lender
NameFEDERAL HOUSING COMMISSIONER
Address451 7TH ST SW, WASHINGTON, DC 20410
Agreement
AmountAmount Recorded

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKINGS (BROOKLYN) NY
Property Address645 SHEPHERD AVE, BROOKLYN, NY 11208-3626
Document Number0000268585
Instrument DateJul 24, 2018
Transaction TypeMortgage
Record UpdatedAug 22, 2018
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE GRP

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 SHEPHERD AVE BROOKLYN NY 112083626, BROOKLYN, NY 11208-3626

Mortgage

Document Number0000268585
DateAug 10, 2018
Instrument268585
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term1008 Months
Interest
Rate TypeAdjustable Rate
Rate5.3%

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKINGS (BROOKLYN) NY
Property Address645 SHEPHERD AVE, BROOKLYN, NY 11208-3626
Document Number0000065335
Instrument DateDec 9, 2016
Transaction TypeMortgage
Record UpdatedJan 9, 2019
Title CompanyINTACT TITLE AGENCY INC, INTACT TITLE AGCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 SHEPHERD AVE BROOKLYN NY 112083626, BROOKLYN, NY 11208-3626

Mortgage

Document Number0000065335
DateFeb 15, 2017
Instrument65335
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term1020 Months
Interest
Rate TypeAdjustable Rate
Rate5.39%

Tax Assessment & Valuation

Source: New York City assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateNew York
CountyKings County
MunicipalityNew York City
Unified School DistrictNew York City Department Of Education (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$54,420 (-1.95%) Land $10,560 Building $43,860$907,000 (-1.95%) Land $176,000 Building $731,000
2025$5,393.00 (+8.82%)
2023$4,956.00$55,500 Land $10,560 Building $44,940$925,000 Land $176,000 Building $749,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW YORK CITY SYSTEM
serves 8,271,000 people · EPA ID NY7003493
Water SourceSurface water
Last State InspectionDec 2025
Lead10 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureUncovered finished water reservoir
currently in violation since Feb 2017
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,882 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300

May also be available: Starry, T-Mobile.

Nearby Properties on Shepherd Ave

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