645 Shell Bark Ct, Grand Blanc, MI 48439 Property Records

Genesee County property record for 645 Shell Bark Ct, Grand Blanc, MI 48439

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,776 sqft · built 2000
Lot Size0.756 acres (32,931 sqft)
Owner2 Individual Names on Record
Last Sale$27,867 (Jan 2017)
Tax Bill$7,614 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Nov 2017 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN56-16-580-018

Property Details

APN / Parcel Number

Primary APN56-16-580-018

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,776 sqft Living Area
1st Floor Area1,776 sqft
Basement Area1,776 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area32,931 sqft (0.756 acres)
Lot Dimensions227 ft deep x 145 ft wide
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address645 SHELL BARK CT
CityGRAND BLANC
StateMI
Zip48439-3306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionLOT 78 STONE HOLLOW NO 4 (99) FR 56-16-400-024
Legal SubdivisionSTONE HOLLOW 4
Legal Lot Number78
JurisdictionGENESEE MI
Township / Civil DivisionGRAND BLANC
Census Block Group2
Census Block2000
Census Tract11210

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address645 SHELL BARK CT, GRAND BLANC, MI 48439-3306
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2025Deed of Trust, Mortgage · Line of Credit
ELGA CREDIT UNION
Nov 14, 2017Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN MORTGAGE CO INC
Nov 9, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Jan 3, 2017Warranty Deed, Transfer
FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 3, 2017 · Amount on Record
Deed SaleJan 3, 2017 · Amount on Record
Prior SaleApr 8, 2014 · Amount on Record
Deed Document Number2017274
Last Transfer DateNov 5, 2018
Transfer Doc0000097363
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address645 SHELL BARK CT, GRAND BLANC, MI 48439-3306
Transaction TypeMortgage
Record UpdatedOct 22, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 SHELL BARK CT, GRAND BLANC, MI 48439-3306

Mortgage

Document Number0000015478
DateOct 3, 2025
Instrument202510030015478
Lender
NameELGA CREDIT UNION
TypeCredit Union
AddressGRAND BLANC, MI 48439
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueSep 27, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address645 SHELL BARK CT, GRAND BLANC, MI 48439-3306
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000071342
DateNov 14, 2017
Instrument201711140071342
Lender
NameGUARDIAN MORTGAGE CO INC
TypeMortgage Company
AddressRICHARDSON, TX 75083
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2032

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGENESEE MI
Recording DateNov 9, 2018
Property Address645 SHELL BARK CT, GRAND BLANC, MI 48439-3306
Document Number0000097363
Instrument DateNov 5, 2018
Instrument97363
Transaction TypeTransfer
Record UpdatedDec 7, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 SHELL BARK CT GRAND BLANC MI 484393306, GRAND BLANC, MI 48439-3306

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE MI
Recording DateJan 3, 2017
Property Address645 SHELL BARK CT, GRAND BLANC, MI 48439-3306
Document Number201701030000274
Map ReferenceLB75 PG37
Instrument DateDec 16, 2016
Instrument201701030000274
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Tax$1,634.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 SHELL BARK CT, GRAND BLANC, MI 48439-3306

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
MunicipalityGrand Blanc City
Unified School DistrictGrand Blanc Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$180,500 (+0.17%)$361,000 (+0.17%)
2025$7,614.00 (+44.53%) Homeowner's exemption$180,200 (+19.02%)$360,400 (+19.02%)
2024$5,268.00 (+10.58%)
2023$151,400$302,800
2021$4,764.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GRAND BLANC
serves 8,276 people · EPA ID MI0002740
Water SourceGroundwater
Last State InspectionApr 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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