645 SE Wilson Ave, Bend, OR 97702 Property Records

Deschutes County property record for 645 SE Wilson Ave, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 1982
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Oct 2021)
Tax Bill	$2,512 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181204 CA 00900`

Property Details

APN / Parcel Number

Primary APN	`181204 CA 00900`
Alternative APNs	`R1001181204CA00900` `106403`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Architectural Style	Other
Exterior Material	Other
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Mixed
Garage Area	484 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Account Number	106403
Old Parcel Number	R1001181204CA00900
Street Address	645 SE WILSON AVE
City	BEND
State	OR
Zip	97702-1417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GI
Legal Description	LOT:29 BLK:3 SUBD:CLEAR SKY ESTATES SEC/TWN/RNG/MER:SEC 04 TWN 18 RNG 12 MAP REF:181204-CA
Legal Range	12E
Legal Township	18S
Legal Section	04
Legal Quarter	SW
Quarter-Quarter Section	NE
Legal Subdivision	CLEAR SKY ESTATES
Legal Block	3
Legal Lot Number	29
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3002
Census Tract	1501

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5735 KNOX ST, PHILADELPHIA, PA 19144-3303
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU
Oct 29, 2021	Warranty Deed, Transfer · Conventional Mortgage DIRECTORS MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2021 · Amount on Record
Deed Sale	Oct 29, 2021 · Amount on Record
Prior Sale	Mar 22, 2013 · Amount on Record
Deed Document Number	2021-61066
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	645 SE WILSON AVE, BEND, OR 97702-1417
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 SE WILSON AVE, BEND, OR 97702-1417

Mortgage

Document Number	0000027432
Date	Oct 7, 2025
Instrument	2025-27432

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97208

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 29, 2021
Property Address	645 SE WILSON AVE, BEND, OR 97702-1417
Document Number	0000061066
Instrument Date	Oct 29, 2021
Instrument	2021-61066
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5735 KNOX ST, PHILADELPHIA, PA 19144-3303

Mortgage

Document Number	0000061067
Date	Oct 29, 2021
Instrument	2021-61067

Lender

Name	DIRECTORS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,512.00 (+3.93%)	$148,730 (+3%)	$412,020 (+0.6%) Land $113,100 Building $298,920
2024	$2,417.00 (+7.85%)	$144,400 (+3%)	$409,560 (+38.6%) Land $104,590 Building $304,970
2023	$2,241.00	$140,200	$295,500 Land $104,590 Building $190,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile, Vero Fiber, Webformix.

Nearby Properties on SE Wilson Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures