Madison County property record for 645 SE Byrd Ave, Madison, FL 32340
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,056 sqft · built 2006 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $15,000 (Dec 2005) |
| Tax Bill | $1,304 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Aug 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-1N-09-4837-SW2-003 |
| Primary APN | 26-1N-09-4837-SW2-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 22,216 sqft (0.51 acres) |
| Patio Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 645 SE BYRD AVE |
|---|---|
| City | MADISON |
| State | FL |
| Zip | 32340-2602 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | SOUTHWOOD S/D UNIT 2 LOT # 3 OR 723 PG 310 OR 792 PG 51 |
| Legal Range | 09E |
| Legal Township | 01N |
| Legal Section | 26 |
| Legal Subdivision | SOUTHWOOD S/D |
| Legal Lot Number | 3 |
| Legal Unit | 2 |
| Jurisdiction | MADISON FL |
| Township / Civil Division | MADISON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 110302 |
645 SE Byrd Ave, a mobile home, is owned by two individuals who bought it in December 2005.
Source: Madison County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 256 SW BROOKWOOD AVE, MADISON, FL 32340-1114 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 21, 2022 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Aug 9, 2017 | Loan Modification, Mortgage · FHA Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2005 · Amount on File |
| Deed Sale | Dec 16, 2005 · Amount on File |
| Deed Document Number | 200522364 |
| Deed Book / Page | 792 / 51 |
| Prior Transfer Date | Aug 5, 2004 |
| Prior Transfer Doc | 0007230310 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON FL |
| Property Address | 645 SE BYRD AVE, MADISON, FL 32340-2602 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 645 SE BYRD AVE, MADISON, FL 32340-2602 |
| Document Number | 0014580189 |
|---|---|
| Date | Jun 21, 2022 |
| Book Page | 1458/189 |
| Instrument | 202240002733 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 347 Months |
| Due | May 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MADISON FL |
| Property Address | 645 SE BYRD AVE, MADISON, FL 32340-2602 |
| Document Number | 0012500213 |
| Instrument Date | Aug 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Name | Verified Name |
|---|---|
| Address | 645 SE BYRD AVE MADISON FL 323402602, MADISON, FL 32340-2602 |
| Document Number | 0012500213 |
|---|---|
| Date | Sep 14, 2017 |
| Book Page | 001250/000213 |
| Instrument | 40003358 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 13, 2047 |
| Rate | 4.25% |
|---|
The 2025 property tax bill for 645 SE Byrd Ave was $1,304.
Source: Madison County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,304.00 | $68,591 Land $5,547 Building $63,044 | $68,591 Land $5,547 Building $63,044 |
| 2023 | $1,114.00 (+10.41%) | $65,745 (+22.71%) Land $5,043 Building $60,702 | $65,745 (+22.71%) Land $5,043 Building $60,702 |
| 2022 | $1,009.00 | $53,576 Land $4,202 Building $49,374 | $53,576 Land $4,202 Building $49,374 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 645 SE Byrd Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 15 (1986–2009) |
| Claims Outside the SFHA | 2 of 15 |
| Most Recent Claim | Apr 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 645 SE Byrd Ave is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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